3862 Olivebranch Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3862 Olivebranch Ln, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,541 sqft · built 1989
Lot Size	0.077 acres (3,344 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2016)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`260-0450-029-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0450-029-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,541 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,344 sqft (0.077 acres)
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3862 OLIVEBRANCH LN
City	CARMICHAEL
State	CA
Zip	95608-2761
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-10
Legal Description	OLIVEBRANCH 02, LOT 10
Legal Subdivision	OLIVEBRANCH 02
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	7801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Aug 22, 2017	Deed of Trust, Mortgage · Conventional with PMI SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Book / Page	20160916 / 1546
Prior Transfer Date	Aug 30, 2005
Prior Transfer Doc	0000002147
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761

Mortgage

Document Number	0000000905
Date	Aug 15, 2023
Instrument	202308150905

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761

Mortgage

Document Number	0000000309
Date	Jun 6, 2022
Instrument	2022060600309

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761
Document Number	2010301080
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 OLIVEBRANCH LN CARMICHAEL CA 956082761, CARMICHAEL, CA 95608-2761

Mortgage

Document Number	2010301080
Date	Oct 30, 2020
Instrument	2010301080

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761
Document Number	1909101278
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 OLIVEBRANCH LN CARMICHAEL CA 956082761, CARMICHAEL, CA 95608-2761

Mortgage

Document Number	1909101278
Date	Sep 10, 2019
Instrument	1909101278

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3862 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2761
Document Number	1708280842
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 OLIVEBRANCH LN CARMICHAEL CA 956082761, CARMICHAEL, CA 95608-2761

Mortgage

Document Number	1708280842
Date	Aug 28, 2017
Instrument	1708280842

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,104 (+2%) Land $85,229 Building $198,875
2025	$3,293.00 (+2.2%) Homeowner's exemption	$278,534 (+4.04%) Land $83,558 Building $194,976
2024	$3,222.00 (+1.67%)
2023	$3,169.00 (+2.06%) Homeowner's exemption	$267,719 Land $80,314 Building $187,405
2022	$3,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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