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3862 George Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3862 George Rd, Big Pine Key, FL 33043 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1989
Lot Size0.207 acres (9,030 sqft)
Owner2 Company Names on File
Last Sale$480,000 (Dec 2016)
Tax Bill$6,248 (2024)
Deeds & MortgagesJun 2020 Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00290740-000000

Property Details

APN / Parcel Number

Primary APN00290740-000000
Alternative APNs
  • 05662900290740000000
  • 1362913

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area1,152 sqft
Basement Area288 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area9,030 sqft (0.207 acres)
Lot Dimensions129 ft deep x 70 ft wide
View / LotCanal

Exterior Amenities

PorchFlorida Room
Porch Area1,272 sqft
Deck Area90 sqft
Patio Area330 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1362913
Street Address3862 GEORGE RD
CityBIG PINE KEY
StateFL
Zip33043-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 14 LT 8 PORT PINE HEIGHTS 1ST ADD BIG PINE KEY PB4-120 OR374-536 OR766-1903 OR1071-819 OR1106-135 OR1217-1814 OR2084-65 OR2664-1714/15 OR2831-1838/39 OR3062-188 OR3062-190
Legal Range29E
Legal Township66S
Legal Section05
Legal SubdivisionPORT PINE HEIGHTS 1ST ADD
Legal Block14
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records · APN 00290740-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3862 GEORGE RD, BIG PINE KEY, FL 33043-6108
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Dec 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2016 · Amount on Record
Deed SaleDec 22, 2016 · Amount on Record
Prior SaleDec 24, 2013 · Amount on Record
Deed Document Number20162104178
Deed Book / Page2831 / 1838
Last Transfer DateDec 11, 2020
Transfer Doc0030620190
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3862 GEORGE RD, BIG PINE KEY, FL 33043-6108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030280520
DateJun 23, 2020
Book Page3028/520
Instrument2270451
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 11, 2020
Property Address3862 GEORGE RD, BIG PINE KEY, FL 33043-6108
Document Number0030620190
Book / Page003062 / 000190
Instrument DateDec 11, 2020
Instrument2294540
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4555 WINDING BROOK DR BENSALEM PA 190207805, BENSALEM, PA 19020-7805

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 11, 2020
Property Address3862 GEORGE RD, BIG PINE KEY, FL 33043-6108
Document Number0030620188
Book / Page003062 / 000188
Instrument DateDec 11, 2020
Instrument2294539
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3862 GEORGE RD BIG PINE KEY FL 330436108, BIG PINE KEY, FL 33043-6108

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$746,317 (-14.25%) Land $485,475 Building $260,842$746,317 (-14.25%) Land $485,475 Building $260,842
2024$6,248.00 (-19.7%)
2023$7,781.00 (+40.63%) Homeowner's exemption$870,391 (+23.38%) Land $667,769 Building $202,622$870,391 (+23.38%) Land $667,769 Building $202,622
2022$5,533.00$705,455 Land $498,908 Building $206,547$705,455 Land $498,908 Building $206,547

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 522 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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