3862 Canton Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 3862 Canton Rd, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2012)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2013 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-018`

Property Details

APN / Parcel Number

Primary APN	`31-018`
Alternative APN	`189201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft

Exterior

Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	3862 CANTON RD
City	CADIZ
State	KY
Zip	42211-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE LAND 1.97A
Jurisdiction	TRIGG KY
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2023
Census Tract	970301

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3862 CANTON RD, CADIZ, KY 42211-8401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTERA FCU
Apr 9, 2013	Deed of Trust, Mortgage · Construction Mortgage FNB BANK INC
Nov 12, 2013	Deed of Trust, Mortgage · Conventional Mortgage FNB BANK INC
Dec 1, 2014	Deed of Trust, Mortgage FNB BANK INC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTERA FCU
Nov 16, 2012	Deed, Transfer · Construction Mortgage FNB BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2012 · Amount on Record
Deed Sale	Nov 16, 2012 · Amount on Record
Deed Book / Page	270 / 185
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	3862 CANTON RD, CADIZ, KY 42211-8401
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M384/262
Date	Nov 9, 2020
Book Page	M384/262
Instrument	278793

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	3862 CANTON RD, CADIZ, KY 42211-8401
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000308/328
Date	Apr 9, 2013
Book Page	308/328

Lender

Name	FNB BANK INC
Address	MAYFIELD, KY 42066

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 1, 2014

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	3862 CANTON RD, CADIZ, KY 42211-8401
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000315/009
Date	Nov 12, 2013
Book Page	315/009

Lender

Name	FNB BANK INC
Address	MAYFIELD, KY 42066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	3862 CANTON RD, CADIZ, KY 42211-8401
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000324/001
Date	Dec 1, 2014
Book Page	324/001

Lender

Name	FNB BANK INC
Address	MAYFIELD, KY 42066

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	3862 CANTON RD, CADIZ, KY 42211-8401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M384/262
Date	Nov 9, 2020
Book Page	M384/262
Instrument	278793

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

November 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Nov 16, 2012
Property Address	3862 CANTON RD, CADIZ, KY 42211-8401
Document Number	000270/185
Book / Page	270 / 185
Instrument Date	Nov 15, 2012
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 WARRENTON SCHOOL RD, CADIZ, KY 42211-8761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 CANTON RD, CADIZ, KY 42211-8401
Investor	Possibly a Property Investor

Mortgage

Document Number	000304/123
Date	Nov 16, 2012
Book Page	304/123

Lender

Name	FNB BANK INC
Address	MAYFIELD, KY 42066

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 15, 2013

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (-8.43%)	$160,000 (-)	$160,000 (-)
2023	$1,554.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: energynet.

Cell Coverage

5G (outdoors only) and 4G LTE

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