38617 3rd St E, Charlo, MT 59824 Property Records

Lake County property record for 38617 3rd St E, Charlo, MT 59824 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1920
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1512334`

Property Details

APN / Parcel Number

Primary APN	`R1512334`
Alternative APNs	`15-2868-05-2-12-01-0000` `0000011403`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Historical
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Porch	Enclosed Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000011403
Street Address	38617 3RD ST E
City	CHARLO
State	MT
Zip	59824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLO ORIGINAL TOWNSITE, S05, T19 N, R20 W, BLOCK 22, LOT 5 - 6, ACRES 0.321
Legal Subdivision	CHARLO ORIGINAL TOWNSITE
Legal Block	22
Legal Lot Number	5,6
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4029
Census Tract	940600

Owner

Source: Lake County records · APN R1512334

Assessment roll updated December 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38617 3RD STREET, CHARLO, MT 59824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2025
Deed Sale	Oct 20, 2025
Deed Document Number	635097
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 20, 2025
Property Address	38617 3RD ST E, CHARLO, MT 59824
Document Number	0000635097
Instrument Date	Oct 20, 2025
Instrument	635097
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38617 3RD STREET, CHARLO, MT 59824
Investor	Possibly a Property Investor

Mortgage

Document Number	0000635098
Date	Oct 20, 2025
Instrument	635098

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Charlo Elementary School District (PK - 08)
Secondary School District	Charlo High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00 (-2.18%)	$67,560 (+40.4%)	$67,560 (+40.4%) Land $57,100 Building $10,460
2023	$2,472.00	$48,120	$48,120 Land $39,800 Building $8,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blackfoot Telephone Cooperative	Fiber	1,000 / 500

May also be available at this address: CommunityTel. Availability varies by address; speeds are provider-advertised maximums, not measured.