3861 Starr Ave, Oregon, OH 43616 Property Records

Lucas County property record for 3861 Starr Ave, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,746 sqft · built 1948
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Jul 2007)
Tax Bill	$4,279 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`44-58034`

Property Details

APN / Parcel Number

Primary APN	`44-58034`
Alternative APN	`24360010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	1,071 sqft
2nd Floor Area	675 sqft
Basement Area	711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,600 sqft (0.175 acres)
Lot Dimensions	173 ft deep x 44 ft wide
View / Lot	Secondary
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	108 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3861 STARR AVE
City	OREGON
State	OH
Zip	43616-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	CROSSETTS EASTWOOD LOT 49
Legal Subdivision	CROSSETTS EASTWOOD
Legal Tract	99
Legal Lot Number	49
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2008
Census Tract	9902

Owner

Source: Lucas County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3861 STARR AVE, OREGON, OH 43616-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 1, 2017	Loan Modification, Mortgage · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2007 · Amount on Record
Deed Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	200739452
Prior Transfer Date	Apr 3, 2001
Prior Transfer Doc	0000005854
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Apr 9, 2026
Property Address	3861 STARR AVE, OREGON, OH 43616-2445
Document Number	0000013888
Instrument Date	Mar 20, 2026
Instrument	202613888
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3861 STARR AVE, OREGON, OH 43616-2445

Mortgage

Document Number	0000013888,
Date	Apr 9, 2026
Instrument	202613888

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	3861 STARR AVE, OREGON, OH 43616-2445
Document Number	0000007336
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	AMERICAN FIRST, AMERICAN FIRST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3861 STARR AVE OREGON OH 436162445, OREGON, OH 43616-2445

Mortgage

Document Number	0000007336
Date	Feb 21, 2017
Instrument	7336

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,665 (-) Land $4,375 Building $87,290	$261,900 (-) Land $12,500 Building $249,400
2024	$4,279.00 (+31.58%)	$91,665 (+56.17%) Land $4,375 Building $87,290	$261,900 (+56.17%) Land $12,500 Building $249,400
2023	$3,252.00 (-0.76%)	$58,695 (-) Land $3,150 Building $55,545
2022	$3,277.00 Homeowner's exemption	$58,695 Land $3,150 Building $55,545
2021			$167,700 Land $9,000 Building $158,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum.

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