3861 S Towner Ave, Naco, AZ 85620 Property Records

Cochise County property record for 3861 S Towner Ave, Naco, AZ 85620

Property Summary

Property TypeCommercial
Details7,456 sqft · built 1910
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$155,000 (Dec 2007)
Tax Bill$3,650 (2025)
Flood ZoneZone X (minimal risk)
APN102-57-039

Property Details

APN / Parcel Number

Primary APN102-57-039
Alternative APN
  • 102-57-03906

Interior

Units2 Units
Stories2 Stories
Building Area7,456 sqft Gross Area
1st Floor Area3,862 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area87,120 sqft (2 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number102-57-03906
Street Address3861 S TOWNER AVE
CityNACO
StateAZ
Zip85620-0288
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMH-36
Legal DescriptionNACO LOTS 519 521 523 BLK 10
Legal SubdivisionNACO
Legal Block10
Legal Lot Number519
JurisdictionCOCHISE AZ
Township / Civil DivisionBISBEE
Census Block Group2
Census Block2076
Census Tract1100

Owner

Source: Cochise County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 15698, RIO RANCHO, NM 87174-0698
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2007 · Amount on Record
Deed SaleDec 20, 2007 · Amount on Record
Prior SaleJul 12, 2006
Deed Document Number200771239877
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Elementary School DistrictNaco Elementary District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,312 (+1.39%) Land $1,969 Building $24,343$175,412 (+1.4%) Land $13,126 Building $162,286
2025$3,650.00 (+3.46%)$25,950 (+5.86%) Land $1,969 Building $23,981$172,997 (+5.86%) Land $13,126 Building $159,871
2024$3,528.00 (-8.95%)$24,514 Land $1,969 Building $22,545$163,428 Land $13,126 Building $150,302
2023$3,875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNACO WATER CO MAIN
private · serves 658 people · EPA ID AZ0402024
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
currently in violation since Nov 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Cell Coverage

No cell data coverage reported

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