3861 Ebenezer Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3861 Ebenezer Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,451 sqft · built 1945
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,495 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0241-0095-00`

Property Details

APN / Parcel Number

Primary APN	`550-0241-0095-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,451 sqft Living Area
1st Floor Area	806 sqft
2nd Floor Area	645 sqft
Upper Floors Area	645 sqft
Basement Area	806 sqft

Exterior

Year Built	Built 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3861 EBENEZER RD
City	CINCINNATI
State	OH
Zip	45248-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3861 EBENEZER RD 75 X 120WS EBENEZER RD 1392.50 FTN OF S SEC LINE PARS 95- 125 CONS
Legal Subdivision	MOORMAN & JOHNS
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2001
Census Tract	21101

Owner

Source: Hamilton County records · APN 550-0241-0095-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3861 EBENEZER RD, CINCINNATI, OH 45248-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 1998
Deed Sale	Mar 19, 1998
Deed Document Number	835447
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3861 EBENEZER RD, CINCINNATI, OH 45248-2209
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093464
Date	Aug 02, 2021
Book Page	14471/4347
Instrument	2021-0093464

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,495.00 (-0.24%)	$46,599 (-) Land $9,793 Building $36,806
2024	$2,501.00 (+1.71%)	$46,599 (-) Land $9,793 Building $36,806
2023	$2,459.00 (+44.65%)	$46,599 (+70.47%) Land $9,793 Building $36,806	$133,140 (+70.47%) Land $27,980 Building $105,160
2022	$1,700.00	$27,336 Land $9,545 Building $17,791
2020			$78,100 Land $27,270 Building $50,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 225 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.