Milwaukee County property record for 3861 E Elser Ave, Cudahy, WI 53110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,899 sqft · built 1963 |
| Lot Size | 0.213 acres (9,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Jan 2017) |
| Tax Bill | $4,745 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-0331-000 |
| Primary APN | 678-0331-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,899 sqft Living Area |
| Gross Area | 3,579 sqft |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,899 sqft |
| Finished Basement | 539 sqft |
| Unfinished Basement | 1,360 sqft |
| Game Room | Game Room |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,264 sqft (0.213 acres) |
| Lot Dimensions | 147 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 24 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 036780331000 |
|---|---|
| Street Address | 3861 E ELSER AVE |
| City | CUDAHY |
| State | WI |
| Zip | 53110-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | NICETOWN LOT 3 BLK 4 |
| Legal Subdivision | NICETOWN |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MILWAUKEE WI |
| Township / Civil Division | CUDAHY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 180400 |
3861 E Elser Ave is owned and occupied by two individuals who bought it in January 2017.
Source: Milwaukee County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3861 E ELSER AVE, CUDAHY, WI 53110-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVISOR INC |
| Jan 13, 2017 | Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on File |
| Deed Sale | Jan 13, 2017 · Amount on File |
| Prior Sale | Feb 10, 1999 · Amount on File |
| Deed Document Number | 201710640483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Property Address | 3861 E ELSER AVE, CUDAHY, WI 53110-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3861 E ELSER AVE, CUDAHY, WI 53110-2307 |
| Document Number | 0011321170 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 11321170 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 17, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Property Address | 3861 E ELSER AVE, CUDAHY, WI 53110-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011073885 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 11073885 |
| Name | PROVISOR INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Jan 13, 2017 |
| Property Address | 3861 E ELSER AVE, CUDAHY, WI 53110-2307 |
| Document Number | 0010640483 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 10640483 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3861 E ELSER AVE CUDAHY WI 531102307, CUDAHY, WI 53110-2307 |
| Document Number | 10640484 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 10640484 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
The 2025 property tax bill for 3861 E Elser Ave was $4,745 with a homeowner's exemption, up 16.6% from the year before.
Source: Milwaukee County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Milwaukee County |
| Municipality | Cudahy City |
| Unified School District | Cudahy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,745.00 (+16.58%) | $236,700 Land $69,900 Building $166,800 | $266,500 |
| 2024 | $4,070.00 | ||
| 2022 | $3,564.00 | $181,500 Land $69,900 Building $111,600 | $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3861 E Elser Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3861 E Elser Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUDAHY WATERWORKS serves 18,659 people · EPA ID WI2410169 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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