Hall County property record for 3861 Bream Ct, Buford, GA 30519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,484 sqft · built 1998 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Mar 2014) |
| Tax Bill | $1,759 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-155A-000-044 |
| Primary APN | 08-155A-000-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,484 sqft Heated Area |
| 1st Floor Area | 2,470 sqft |
| Basement Area | 2,470 sqft |
| Unfinished Basement | 2,470 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 695 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21972 |
|---|---|
| Street Address | 3861 BREAM CT |
| City | BUFORD |
| State | GA |
| Zip | 30519-1863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | MORGANS XING V LT 12 C |
| Legal Subdivision | MORGANS CROSSING V |
| Legal Lot Number | 12 |
| Jurisdiction | HALL GA |
| Township / Civil Division | FLOWERY BRANCH |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 1607 |
3861 Bream Ct is owned and occupied by two individuals who bought it in March 2014.
Source: Hall County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3861 BREAM CT, BUFORD, GA 30519-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Jan 3, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on File |
| Deed Sale | Mar 14, 2014 · Amount on File |
| Prior Sale | Mar 14, 2014 · Amount on File |
| Deed Document Number | 20141802 |
| Deed Book / Page | 7345 / 555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 3861 BREAM CT, BUFORD, GA 30519-1863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3861 BREAM CT, BUFORD, GA 30519-1863 |
| Document Number | 0087360000000707 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 0000008736/0000000707 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 3861 BREAM CT, BUFORD, GA 30519-1863 |
| Document Number | 0084340598 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 3861 BREAM CT BUFORD GA 305191863, BUFORD, GA 30519-1863 |
| Document Number | 0084340598 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 008434/000598 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3861 Bream Ct was $1,759 with a homeowner's exemption, up 3.3% from the year before.
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,759.00 (+3.29%) Homeowner's exemption | $207,200 (+3.58%) Land $41,080 Building $166,120 | $518,000 (+3.58%) Land $102,700 Building $415,300 |
| 2025 | $1,703.00 Homeowner's exemption | $200,040 Land $40,920 Building $159,120 | $500,100 Land $102,300 Building $397,800 |
| 2023 | $1,956.00 (-56.18%) Homeowner's exemption | $206,960 (+26.01%) Land $41,880 Building $165,080 | $517,400 (+26.01%) Land $104,700 Building $412,700 |
| 2022 | $4,464.00 Homeowner's exemption | $164,240 Land $23,920 Building $140,320 | $410,600 Land $59,800 Building $350,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3861 Bream Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3861 Bream Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Xfinity.
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