3861 Big Timber Trl, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3861 Big Timber Trl, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,206 sqft · built 2000
Lot Size0.471 acres (20,513 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Mar 2007)
Tax Bill$8,148 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-28803-02-040

Property Details

APN / Parcel Number

Primary APN10-28803-02-040

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,206 sqft Living Area
Gross Area4,058 sqft
1st Floor Area1,801 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area20,513 sqft (0.471 acres)
Garage TypeAttached
Garage Area852 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3861 BIG TIMBER TRL
CitySAINT PAUL
StateMN
Zip55123-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDENWOOD PONDS 4TH 4 2
Legal SubdivisionGARDENWOOD PONDS 4TH
Legal Block2
Legal Lot Number40
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1006
Census Tract60751

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3861 BIG TIMBER TRL, SAINT PAUL, MN 55123-2474
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Jan 17, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2007 · Amount on Record
Deed SaleMar 15, 2007 · Amount on Record
Prior SaleNov 28, 2000 · Amount on Record
Deed Document Number2007244648
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3861 BIG TIMBER TRL, EAGAN, MN 55123-2474
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003322969
DateAug 27, 2019
Instrument3322969
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3861 BIG TIMBER TRL, EAGAN, MN 55123-2474
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003349306
DateJan 17, 2020
Instrument3349306
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 6, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,148.00$669,200 Land $204,800 Building $464,400$669,200 Land $204,800 Building $464,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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