38603 460th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 38603 460th St, Saint Peter, MN 56082

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 2,170 sqft · built 1977
Lot Size	15 acres (656,885 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Nov 2025)
Tax Bill	$5,090 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10.302.0100`

Property Details

APN / Parcel Number

Primary APN	`10.302.0100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
1st Floor Area	280 sqft
Basement Area	1,512 sqft
Finished Basement	1,080 sqft
Unfinished Basement	1,797 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	656,885 sqft (15 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	324 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	1,440 sqft
Utility Building	4,050 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38603 460TH ST
City	SAINT PETER
State	MN
Zip	56082-5010
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	BEG NE COR NW 1/4; W 40', S 1331.12', W 432.05', S 1274.94', E 472.15', N 2613.53' TO POB TOTAL ACRES=15.08
Legal Range	27
Legal Township	109
Legal Section	02
Jurisdiction	NICOLLET MN
Township / Civil Division	OSHAWA
Census Block Group	2
Census Block	2010
Census Tract	480200

Owner

38603 460th St, a residential property, is owned and occupied by an individual who bought it in November 2025.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	38603 460TH ST, SAINT PETER, MN 56082-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed, Transfer · Conventional Mortgage SOUTHPOINT FCU
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Deed Document Number	2025355919
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NICOLLET MN
Recording Date	Nov 5, 2025
Property Address	38603 460TH ST, SAINT PETER, MN 56082-5010
Document Number	0000355919
Instrument Date	Oct 30, 2025
Instrument	355919
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38603 460TH ST, SAINT PETER, MN 56082-5010

Mortgage

Document Number	0000355920
Date	Nov 5, 2025
Instrument	355920

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	38603 460TH ST, SAINT PETER, MN 56082-5010
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	321531
Date	Oct 25, 2017
Instrument	321531

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 38603 460th St was $5,090.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Oshawa Township
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,090.00	$627,000 (+1.62%) Land $152,600 Building $474,400	$627,000 (+1.62%) Land $152,600 Building $474,400
2025	$5,090.00 (+5.51%)	$617,000 Land $142,600 Building $474,400	$617,000 Land $142,600 Building $474,400
2024	$4,824.00 (+36.19%)
2023	$3,542.00 Homeowner's exemption	$588,700 Land $142,600 Building $446,100	$588,700 Land $142,600 Building $446,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38603 460th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2010–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38603 460th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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