Kane County property record for 3860 Valhalla Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2019) |
| Tax Bill | $11,583.00 (2025) |
| Primary APN | 05-25-326-034 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 3860 VALHALLA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3100 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 20 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-25-326-034
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3860 VALHALLA DR, ELGIN, IL 60124-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BMO HARRIS BANK NA |
| Nov 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Jul 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on Record |
| Deed Sale | Jul 17, 2019 · Amount on Record |
| Prior Sale | Dec 08, 2014 · Amount on Record |
| Deed Doc Number | 201930817 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3860 VALHALLA DR, ELGIN, IL 60124-3100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000053543 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017K053543 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jan 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3.99% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3860 VALHALLA DR, ELGIN, IL 60124-3100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000058078 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 2017K058078 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 17, 2019 |
| Property Address | 3860 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000030817 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 2019K030817 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3860 VALHALLA DR, 3860, ELGIN, IL 60124-3100 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3860 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000030818 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2019K030818 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,583.00 (+41.38%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $153,724 (+48.94%) Land $23,216 Building $130,508 | $461,357 (+49%) Land $69,676 Building $391,681 | |
| 2022 | $8,193.00 (-8.5%) Homeowner's exemption | $103,215 (-5.06%) Land $19,222 Building $83,993 | $309,645 (-5.06%) Land $57,666 Building $251,979 |
| 2021 | $8,954.00 Homeowner's exemption | $108,717 Land $18,570 Building $90,147 | $326,151 Land $55,710 Building $270,441 |
3860 Valhalla Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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