Livingston County property record for 3860 Silver Charm Ln, Howell, MI 48843
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 2,079 sqft · built 2011 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Jun 2023) |
| Tax Bill | $4,861 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-401-062 |
| Primary APN | 07-29-401-062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,079 sqft Living Area |
| 1st Floor Area | 908 sqft |
| Basement Area | 908 sqft |
| Unfinished Basement | 908 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Condo/Apartment |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 40 ft deep x 70 ft wide |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3860 SILVER CHARM LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-9215 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3,PUD |
| Legal Description | SEC 29, T3N, R5E, FOREST RIDGE SITE CONDO UNIT #62 LCCP #342 8/05 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 29 |
| Legal Subdivision | FOREST RIDGE SITE CONDO |
| Legal Unit | 62 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | OCEOLA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 712601 |
3860 Silver Charm Ln, a condominium, is owned and occupied by an individual who bought it in June 2023.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Sep 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Jun 12, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2023 | Warranty Deed, Transfer SELECT TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Jan 12, 2023 · Amount on File |
| Deed Document Number | 202310718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | May 29, 2026 |
| Property Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Document Number | 0000011375 |
| Instrument Date | May 11, 2026 |
| Instrument | 202611375 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Document Number | 0000011375, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202611375 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jun 1, 2053 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 30954 WHEATON, NEW HUDSON, MI 48165-9463 |
| Document Number | 0000024098 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022R-024098 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jun 12, 2023 |
| Property Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Document Number | 0000010718 |
| Map Reference | LB 4878 PG 700 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023R-010718 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Name | Verified Name |
|---|---|
| Address | 4307 DEESIDE DR, BRIGHTON, MI 48116-8062 |
| Document Number | 0000010719 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023R-010719 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jan 12, 2023 |
| Property Address | 3860 SILVER CHARM LN, HOWELL, MI 48843-9215 |
| Document Number | 0000000693 |
| Map Reference | LB 4878 PG 700-784 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2023R-000693 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | SELECT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30954 WHEATON, NEW HUDSON, MI 48165-9463 |
The 2025 property tax bill for 3860 Silver Charm Ln was $4,861 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,400 (+4.15%) | $396,800 (+4.15%) | |
| 2025 | $4,861.00 Homeowner's exemption | $190,500 | $381,000 |
| 2023 | $173,700 | ||
| 2021 | $347,400 | ||
| 2019 | $4,236.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3860 Silver Charm Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3860 Silver Charm Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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