3860 Ruby Falls Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 3860 Ruby Falls Dr, Duluth, GA 30097 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	3,196 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$335,000 (2020)
Tax Bill	$5,739.00 (2025)

Owner

Source: Gwinnett County records · APN 7-242-133

Assessment roll updated November 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3860 RUBY FALLS DR, DULUTH, GA 30097-8136
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS
Jul 08, 2020	Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2020 · Amount on Record
Deed Sale	Jul 02, 2020 · Amount on Record
Prior Sale	May 04, 2005 · Amount on Record
Deed Doc Number	202016360
Deed Book / Page	57636 / 859
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3860 RUBY FALLS DR, DULUTH, GA 30097-8136
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 RUBY FALLS DR, DULUTH, GA 30097-8136

Mortgage

Document Number	0589340100
Date	Jul 08, 2021
Book Page	0000058934/0000000100

Lender

Name	QUICKEN LOANS

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 08, 2020
Property Address	3860 RUBY FALLS DR, DULUTH, GA 30097-8136
Document Number	0576360859
Book / Page	057636 / 000859
Instrument Date	Jul 02, 2020
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3860 RUBY FALLS DR DULUTH GA 300978136, DULUTH, GA 30097-8136

Mortgage

Document Number	576360860
Date	Jul 08, 2020
Book Page	057636/000860

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3860 RUBY FALLS DR, DULUTH, GA 30097-8136
Document Number	0573960864
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 RUBY FALLS DR DULUTH GA 300978136, DULUTH, GA 30097-8136

Mortgage

Document Number	0573960864
Date	Apr 14, 2020
Book Page	057396/000864

Lender

Name	IBERIABANK
Type	Bank
Address	CUMMING, GA 30041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,739.00 (+12.18%)	$222,760 (+7.45%) Land $34,000 Building $188,760	$556,900 (+7.45%) Land $85,000 Building $471,900
2023	$5,116.00	$207,320 Land $36,000 Building $171,320
2022			$518,300 Land $90,000 Building $428,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`7-242-133`
Alternative APNs	`R7242-133` `2746076`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	13 Rooms
Building Area	3,196 sqft Living Area
Gross Area	3,704 sqft Gross Area
1st Floor	1,084 sqft 1st Floor
Basement Area	1,084 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3860 RUBY FALLS DR
City	DULUTH
State	GA
Zip	30097-8136
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L256 PLANTATION AT CHATTAHOOCHEE RESERVE #3
Legal Subdivision	PLANTATION AT CHATTAHOOCHEE RESERVE
Legal Lot Number	256
Jurisdiction	GWINNETT GA
Minor Civil Division	SUWANEE-DULUTH
Census Blockgroup	1
Census Block	1034
Census Tract	50235

3860 Ruby Falls Dr, Duluth, GA 30097 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Ruby Falls Dr

Nearby Streets

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