Hamilton County property record for 3860 Reading Rd, Cincinnati, OH 45229
| Property Type | Commercial |
|---|---|
| Details | 3,658 sqft · built 1917 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Owner Name on File |
| Last Sale | $165,000 (Mar 2006) |
| Tax Bill | $5,577 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-0001-0001-00 |
| Primary APN | 110-0001-0001-00 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,658 sqft |
| Year Built | Built 1917 |
|---|---|
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 190 ft deep x 240 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3860 READING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1535 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 3860 READING RD 50 X 190 SEC LENOX PL & READING RD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 6501 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3 LENOX LN, CINCINNATI, OH 45229-1907 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 1, 2006 · Amount on Record |
| Deed Sale | Mar 1, 2006 · Amount on Record |
| Deed Document Number | 06-031465 |
| Deed Book / Page | 10179 / 00339 |
| Prior Transfer Date | Feb 24, 2006 |
| Prior Transfer Doc | 0000031465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3860 READING RD, CINCINNATI, OH 45229-1535 |
| Document Number | 0000087836 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 LENOX LN CINCINNATI OH 452291907, CINCINNATI, OH 45229-1907 |
| Document Number | 0000087836 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 013765/002004 |
| Instrument | 87836 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,577.00 (+0.65%) | $66,392 (-) Land $17,490 Building $48,902 | |
| 2024 | $5,541.00 (+0.25%) | $66,392 (-) Land $17,490 Building $48,902 | |
| 2023 | $5,527.00 (+8.56%) | $66,392 (+19.94%) Land $17,490 Building $48,902 | $189,690 (+19.94%) Land $49,970 Building $139,720 |
| 2022 | $5,091.00 | $55,356 Land $16,387 Building $38,969 | |
| 2020 | $158,160 Land $46,820 Building $111,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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