3860 Oleander Dr, Highland, CA 92346 Property Records

San Bernardino County property record for 3860 Oleander Dr, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1965
Lot Size	0.233 acres (10,137 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Dec 2018)
Tax Bill	$5,142 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1199-151-50-0000`

Property Details

APN / Parcel Number

Primary APN	`1199-151-50-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,076 sqft
2nd Floor Area	760 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,137 sqft (0.233 acres)
Lot Dimensions	109 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	44 sqft
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3860 OLEANDER DR
City	HIGHLAND
State	CA
Zip	92346-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7189 LOT 8
Legal Subdivision	TRACT NO 7189
Legal Tract	7189
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	5
Census Block	5005
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALCULATED RISK ANALYTICS LLC
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage PMAC LENDING SERVICES INC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage PMAC LENDING SERVICES INC
Dec 26, 2018	Grant Deed, Transfer · FHA Mortgage PMAC LENDING SERVICES INC
Jan 30, 2017	Grant Deed, Transfer STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2018474881
Prior Transfer Date	Jun 20, 2003
Prior Transfer Doc	0000565822
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261

Mortgage

Document Number	0000572190
Date	Dec 22, 2021
Instrument	2021-0572190

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261

Mortgage

Document Number	0000037806
Date	Jan 26, 2021
Instrument	2021-0037806

Lender

Name	CALCULATED RISK ANALYTICS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305337
Date	Aug 28, 2019
Instrument	2019-0305337

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157193
Date	May 8, 2020
Instrument	2020-0157193

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 26, 2018
Property Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Document Number	0000474881
Map Reference	MB 94 PG 85-87
Instrument Date	Nov 13, 2018
Instrument	2018-0474881
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261

Mortgage

Document Number	0000474882
Date	Dec 26, 2018
Instrument	2018-0474882

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 30, 2017
Property Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261
Document Number	0000040534
Map Reference	MB94 PG85-87
Instrument Date	Dec 8, 2016
Instrument	2017-0040534
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3860 OLEANDER DR, HIGHLAND, CA 92346-2261

Mortgage

Document Number	0000040535
Date	Jan 30, 2017
Instrument	2017-0040535

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,172 (+2%) Land $124,252 Building $289,920
2025	$5,142.00 (+4.79%) Homeowner's exemption	$406,051 (+4.04%) Land $121,816 Building $284,235
2023	$4,907.00 (-0.16%) Homeowner's exemption	$390,283 Land $117,085 Building $273,198
2022	$4,915.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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