3860 Lone Pine Rd, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 3860 Lone Pine Rd, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,481 sqft · built 1966
Lot Size	1 acres (43,564 sqft)
Owner	Individual Name on File
Last Sale	$855,000 (May 2021)
Tax Bill	$16,460 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-07-00-000-3290`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-07-00-000-3290`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,481 sqft Living Area
Gross Area	5,246 sqft
1st Floor Area	2,541 sqft
Upper Floors Area	940 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,564 sqft (1 acres)
Lot Dimensions	792 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	689 sqft

Exterior Amenities

Pool Area	110 sqft
Porch	Patio
Porch Area	1,076 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3860 LONE PINE RD
City	DELRAY BEACH
State	FL
Zip	33445-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	7-46-43~ S 240.77 FT OF N 596.54 FT OF W 181 FT OF E 2031.00 FT OF NW 1/4
Legal Range	43E
Legal Township	46S
Legal Section	07
Legal Subdivision	LONE PINE ROAD
Legal Lot Number	V
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	6607

Owner

3860 Lone Pine Rd is owned and occupied by an individual who bought it in May 2021.

Source: Palm Beach County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3860 LONE PINE RD, DELRAY BEACH, FL 33445-7667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Oct 9, 2007 · Amount on File
Deed Document Number	2021209466
Deed Book / Page	32459 / 201
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 6, 2021
Property Address	3860 LONE PINE RD, DELRAY BEACH, FL 33445-7667
Document Number	0324590201
Book / Page	32459 / 201
Instrument Date	May 3, 2021
Instrument	20210209466
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11318 WATER OAK PL, 11318, DAVIE, FL 33330-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 LONE PINE RD, DELRAY BEACH, FL 33445-7667

Mortgage

Document Number	32459203
Date	May 6, 2021
Instrument	32459/203

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3860 Lone Pine Rd was $16,460 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,460.00 Homeowner's exemption	$891,648	$1,034,707 Land $506,630 Building $528,077
2023	$15,660.00 (+1.87%) Homeowner's exemption	$841,281 (+3%)	$848,190 (+3.85%) Land $324,942 Building $523,248
2022	$15,372.00 Homeowner's exemption	$816,778 Land $317,625 Building $499,153	$816,778 Land $317,625 Building $499,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3860 Lone Pine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3860 Lone Pine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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