Kerr County property record for 3860 Junction Hwy, Ingram, TX 78025 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,568 sqft · built 1963 |
| Lot Size | 5.37 acres (233,917 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $9,696 (2025) |
| Deeds & Mortgages | Aug 2007 Mortgage May 2011 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0152-0132-003610 |
| Primary APN | 0152-0132-003610 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 2,568 sqft Living Area |
| Gross Area | 7,154 sqft |
| 1st Floor Area | 2,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 233,917 sqft (5.37 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,086 sqft |
| Shed | 1 Shed |
| Storage Building | 4,200 sqft |
| Pole Barn | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0152-0132-003610 |
|---|---|
| Street Address | 3860 JUNCTION HWY |
| City | INGRAM |
| State | TX |
| Zip | 78025-5064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A0152 GARIVAY, SUR 132,ACRES 5.37 |
| Legal Subdivision | GARIVAY, SUR 132 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960304 |
Source: Kerr County records · APN 0152-0132-003610
Assessment roll updated October 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11 INVERNESS BLVD, SAN ANTONIO, TX 78230-5652 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 13, 2007 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| May 09, 2011 | Deed of Trust, Mortgage · Line of Credit SUNTRUST MORTGAGE INC |
| Oct 28, 2024 | Warranty Deed, Transfer KERRVILLE TITLE COMPANY |
| May 31, 2022 | Vendor's Lien, Transfer · Conventional Mortgage GUADALUPE BANK |
| May 08, 2006 | Intrafamily Transfer, Transfer · ARM AMERIQUEST MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 |
| Deed Sale | Oct 28, 2024 |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 20246126 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0000002380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01623/0701 |
|---|---|
| Date | Aug 13, 2007 |
| Book Page | 1623/0701 |
| Instrument | 2007-07277 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR COUNTY ABST & TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01839/0465 |
|---|---|
| Date | May 09, 2011 |
| Book Page | 1839/0465 |
| Instrument | 002816 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Oct 28, 2024 |
| Property Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Document Number | 0002406126 |
| Map Reference | VOL 1521 PG 751 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 24-06126 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | KERRVILLE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 555, INGRAM, TX 78025-0555 |
| Name | Verified Name |
|---|---|
| Address | 11 INVERNESS BLVD, SAN ANTONIO, TX 78230-5652 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | May 31, 2022 |
| Property Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Document Number | 0022004712 |
| Instrument Date | May 31, 2022 |
| Instrument | 22-004712 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Document Number | 0022004713 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 22-004713 |
| Name | GUADALUPE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | May 08, 2006 |
| Property Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Document Number | 01521/0751 |
| Book / Page | 1521 / 0751 |
| Instrument Date | Apr 06, 2006 |
| Instrument | 2006-04471 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3860 JUNCTION HWY, INGRAM, TX 78025-5064 |
| Investor | Possibly a Property Investor |
| Document Number | 0200604473 |
|---|---|
| Date | May 08, 2006 |
| Instrument | 2006-04473 |
| Name | AMERIQUEST MORTGAGE CO |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.3% |
| Type Change Date | May 01, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.3% |
| Max Rate At Change | 11.3% |
| Index | 6-Month LIBOR |
| Max Rate | 12.3% |
Source: Kerr County records · Assessment roll updated October 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Ingram Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,696.00 (+40.3%) | $658,703 (+16.02%) Land $96,660 Building $562,043 | $658,703 (+16.02%) Land $96,660 Building $562,043 |
| 2024 | $6,911.00 (-2.43%) | ||
| 2023 | $7,083.00 Homeowner's exemption | $567,734 Land $96,660 Building $471,074 | $567,734 Land $96,660 Building $471,074 |
Source: FEMA National Flood Hazard Layer, Kerr County (48265C), updated August 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482659603043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2025–2026) |
| Most Recent Claim | Jul 2026, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 63% of the US · above 48% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hill Country Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless (unlicensed) | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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