Wayne County property record for 3860 Hayes St, Wayne, MI 48184
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 969 sqft · built 1955 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,882 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55 021 03 0048 000 |
| Primary APN | 55 021 03 0048 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| 1st Floor Area | 969 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 969 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 110 ft deep x 63.1 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3860 HAYES ST |
|---|---|
| City | WAYNE |
| State | MI |
| Zip | 48184-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34H48 LOT 48 GLORIA ACRES SUB T2S R9E L78 P9 WCR |
| Legal Subdivision | GLORIA ACRES |
| Legal Lot Number | 48 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 566900 |
Source: Wayne County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3860 HAYES ST, WAYNE, MI 48184-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage CAPITAL MORTGAGE FUNDING LLC |
| Aug 29, 2019 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Aug 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2024 |
| Transfer Doc | 0592150212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3860 HAYES ST, WAYNE, MI 48184-1932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3860 HAYES ST, WAYNE, MI 48184-1932 |
| Document Number | 0585900680 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 58590/680 |
| Instrument | 2023299693 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3860 HAYES ST, WAYNE, MI 48184-1932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSNATION TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0549500206 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 54950/0206 |
| Instrument | 2019108811 |
| Name | CAPITAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48075 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Aug 1, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3860 HAYES ST, WAYNE, MI 48184-1932 |
| Document Number | 0552970193 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3860 HAYES ST WAYNE MI 481841932, WAYNE, MI 48184-1932 |
| Document Number | 0552970193 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 055297/000193 |
| Instrument | 274496 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3860 HAYES ST, WAYNE, MI 48184-1932 |
| Document Number | 0552730884 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3860 HAYES ST WAYNE MI 481841932, WAYNE, MI 48184-1932 |
| Document Number | 0552730884 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 055273/000884 |
| Instrument | 264401 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Wayne City |
| Unified School District | Wayne-Westland Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,400 (+12.23%) | $168,800 (+12.23%) | |
| 2025 | $2,882.00 (+66.78%) Homeowner's exemption | $75,200 (+20.13%) | $150,400 (+20.13%) |
| 2023 | $62,600 | $125,200 | |
| 2019 | $1,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE serves 17,713 people · EPA ID MI0006950 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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