3860 E Tonto Pl, Chandler, AZ 85249 Property Records

Maricopa County property record for 3860 E Tonto Pl, Chandler, AZ 85249

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,921 sqft · built 2007
Lot Size	0.2 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,400 (Nov 2007)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-74-520`

Property Details

APN / Parcel Number

Primary APN	`304-74-520`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,921 sqft Living Area
1st Floor Area	2,921 sqft

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,750 sqft (0.2 acres)
Parking Spaces	4 Parking Spaces
Pool Area	350 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3860 E TONTO PL
City	CHANDLER
State	AZ
Zip	85249-5995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	OLD STONE RANCH PHASE 1 MCR 754-20
Legal Range	06E
Legal Township	02S
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	OLD STONE RANCH PHASE 1
Legal Phase	1
Legal Lot Number	399
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3027
Census Tract	813300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 9, 2018	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 13, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Apr 3, 2019	Warranty Deed, Transfer MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY
Apr 4, 2019	Re-recorded Document MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2007 · Amount on Record
Deed Sale	Nov 13, 2007 · Amount on Record
Prior Sale	Nov 13, 2007
Deed Document Number	0001211743
Last Transfer Date	Apr 3, 2019
Transfer Doc	0000231913
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419832
Date	Jun 9, 2017
Instrument	2017-0419832

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019292
Date	Jan 9, 2018
Instrument	2018-0019292

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027862
Date	Jan 13, 2020
Instrument	20200027862

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995

Mortgage

Document Number	0001173819
Date	Nov 30, 2020
Instrument	20201173819

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 3, 2019
Property Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Document Number	0000231913
Instrument Date	Mar 20, 2019
Instrument	231913
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3860 E TONTO PL CHANDLER AZ 852495995, CHANDLER, AZ 85249-5995

April 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2019
Property Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995
Document Number	0000237267
Map Reference	MB 754 PG 20
Instrument Date	Mar 20, 2019
Instrument	20190237267
Record Updated	Sep 14, 2021
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3860 E TONTO PL, 3860, CHANDLER, AZ 85249-5995

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3860 E TONTO PL, CHANDLER, AZ 85249-5995

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,010 (-2.24%)	$680,100 (-2.24%) Land $136,000 Building $544,100
2025	$4,063.00 (+4.13%)
2024		$69,570	$695,700 Land $139,100 Building $556,600
2023	$3,902.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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