3860 E Holmes Ave, Cudahy, WI 53110 Property Records

Milwaukee County property record for 3860 E Holmes Ave, Cudahy, WI 53110

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,400 sqft · built 1928
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Aug 2022)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`632-0455-000`

Property Details

APN / Parcel Number

Primary APN	`632-0455-000`
Alternative APN	`036320455000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,416 sqft
1st Floor Area	1,027 sqft
2nd Floor Area	351 sqft
Basement Area	1,613 sqft
Finished Basement	597 sqft
Unfinished Basement	1,016 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	147 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	139 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3860 E HOLMES AVE
City	CUDAHY
State	WI
Zip	53110-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LAKE VIEW HEIGHTS ADDN LOT 4 BLK 3
Legal Subdivision	LAKE VIEW HEIGHTS ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	MILWAUKEE WI
Township / Civil Division	CUDAHY
Census Block Group	1
Census Block	1013
Census Tract	180200

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3860 E HOLMES AVE, CUDAHY, WI 53110-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202211275671
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Aug 16, 2022
Property Address	3860 E HOLMES AVE, CUDAHY, WI 53110-1721
Document Number	0011275671
Instrument Date	Aug 12, 2022
Instrument	11275671
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	1ST SERVICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 E HOLMES AVE, CUDAHY, WI 53110-1721

Mortgage

Document Number	0011275672
Date	Aug 16, 2022
Instrument	11275672

Lender

Name	LANDMARK CU
Type	Credit Union

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	3-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Cudahy City
Unified School District	Cudahy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,229.00 (+16.9%)	$273,200 (-) Land $52,900 Building $220,300	$307,700 (+10.37%)
2024	$4,473.00 (+25.29%) Homeowner's exemption	$273,200 (+42%) Land $52,900 Building $220,300	$278,800 (+40.67%)
2022	$3,570.00 Homeowner's exemption	$192,400 Land $52,900 Building $139,500	$198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUDAHY WATERWORKS serves 18,659 people · EPA ID WI2410169
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20