3860 E Aspen Way, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3860 E Aspen Way, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,836 sqft · built 1996
Lot Size	0.191 acres (8,359 sqft)
Owner	Owner Name on File
Last Sale	$165,000 (May 2001)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-15-476`

Property Details

APN / Parcel Number

Primary APN	`304-15-476`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,359 sqft (0.191 acres)
Parking Spaces	3 Parking Spaces
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3860 E ASPEN WAY
City	GILBERT
State	AZ
Zip	85234-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	EL DORADO AT THE HIGHLANDS MCR 406-31
Legal Range	06E
Legal Township	01S
Legal Section	11
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	EL DORADO AT THE HIGHLANDS
Legal Lot Number	245
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	422657

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	3860 E ASPEN WAY, GILBERT, AZ 85234-3261
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2001 · Amount on File
Deed Sale	May 25, 2001 · Amount on File
Prior Sale	May 20, 2005
Deed Document Number	0000445642
Last Transfer Date	Aug 4, 2014
Transfer Doc	0000509724
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3860 E ASPEN WAY, GILBERT, AZ 85234-3261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051504
Date	Jan 21, 2020
Instrument	20200051504

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.96%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3860 E ASPEN WAY, GILBERT, AZ 85234-3261
Document Number	0000051505
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 E ASPEN WAY GILBERT AZ 852343261, GILBERT, AZ 85234-3261

Mortgage

Document Number	0000051505
Date	Jan 21, 2020
Instrument	51505

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3.96%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,480 (-0.56%)	$424,800 (-0.56%) Land $84,900 Building $339,900
2025	$1,704.00 (+6.43%)
2024		$42,720	$427,200 Land $85,400 Building $341,800
2022	$1,601.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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