3860 E 1700th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 3860 E 1700th Ave, Altamont, IL 62411

Property Summary

Property Type	Rural Home
Details	1 bd · 1,328 sqft · built 1900
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Apr 2004)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03-003-008`

Property Details

APN / Parcel Number

Primary APN	`08-03-003-008`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,328 sqft Base Area
1st Floor Area	1,328 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3860 E 1700TH AVE
City	ALTAMONT
State	IL
Zip	62411-2921
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W 744FT OF E 986FT OF N 1171FT NE SE FR 2014/223 1147/173
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOCCASIN
Census Block Group	2
Census Block	2069
Census Tract	950200

Owner

3860 E 1700th Ave, a rural home, is owned and occupied by an individual who bought it in April 2004.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3860 E 1700TH AVE, ALTAMONT, IL 62411-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO
Apr 5, 2019	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Apr 20, 2020	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2004 · Amount on File
Deed Sale	Apr 1, 2004 · Amount on File
Deed Document Number	2004972
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	3860 E 1700TH AVE, ALTAMONT, IL 62411-2921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3403/305
Date	Aug 3, 2018
Book Page	3403/305
Instrument	201801803144

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	ALTAMONT, IL 62411

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 25, 2033

Interest

Rate Type	Adjustable Rate
Rate	2.33%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	3860 E 1700TH AVE, ALTAMONT, IL 62411-2921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3456/243
Date	Apr 5, 2019
Book Page	3456/243
Instrument	201901901139

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	EFFINGHAM, IL 62401

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 5, 2059

Interest

Rate	2.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	3860 E 1700TH AVE, ALTAMONT, IL 62411-2921
Transaction Type	Mortgage
Record Updated	May 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3551/257
Date	Apr 20, 2020
Book Page	3551/257
Instrument	202020001674

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3860 E 1700th Ave was $1,413 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Moccasin Township
Unified School District	Beecher City Community Unit School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00	$30,690 Land $7,200 Building $23,490	$92,070 Land $21,600 Building $70,470
2022	$947.00 Homeowner's exemption	$22,630 Land $5,070 Building $17,560	$67,890 Land $15,210 Building $52,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3860 E 1700th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3860 E 1700th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10

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