3860 Central Ave, Indianapolis, IN 46205 Property Records

Marion County property record for 3860 Central Ave, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,700 sqft · built 1922
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$161,750 (Oct 2010)
Tax Bill	$2,645 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-13-118-012.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-06-13-118-012.000-801`
Alternative APN	`8017303`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	946 sqft
2nd Floor Area	754 sqft
Basement Area	754 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	8017303
Old Parcel Number	8017303
Street Address	3860 CENTRAL AVE
City	INDIANAPOLIS
State	IN
Zip	46205-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTON ADD L12
Legal Range	03
Legal Township	16
Legal Section	13
Legal Subdivision	HILLTON ADDITION
Legal Lot Number	12
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3003
Census Tract	322100

Owner

The current owner of 3860 Central Ave bought it in October 2010.

Source: Marion County records, as of May 10, 2024

Owner of Record	Owner Name on File
Mailing Address	3860 CENTRAL AVE, INDIANAPOLIS, IN 46205-2629
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Last Sale	Oct 25, 2010 · Amount on File
Deed Sale	Oct 25, 2010 · Amount on File
Deed Document Number	0000105960
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3860 CENTRAL AVE, INDIANAPOLIS, IN 46205-2629
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072141
Date	Jun 27, 2022
Instrument	A202200072141

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2052

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3860 CENTRAL AVE, INDIANAPOLIS, IN 46205-2629
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046982
Date	Apr 21, 2022
Instrument	A202200046982

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,645.00 (+1.26%) Homeowner's exemption	$222,600 (+1.83%) Land $38,900 Building $183,700	$222,600 (+1.83%) Land $38,900 Building $183,700
2022	$2,612.00 (+12.15%) Homeowner's exemption	$218,600 Land $38,000 Building $180,600	$218,600 Land $38,000 Building $180,600
2021	$2,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3860 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3860 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Xiber.

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