Jackson County property record for 3860 Bear Br Rd, Rogue River, OR 97537
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1994 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (May 2004) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354W16C3900 |
| Primary APN | 354W16C3900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,968 sqft Gross Area |
| 1st Floor Area | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete |
| Roof Material | Other |
| Lot Area | 213,444 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3860 BEAR BRANCH RD |
|---|---|
| City | ROGUE RIVER |
| State | OR |
| Zip | 97537-9666 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RR-5 |
| Legal Range | 04W |
| Legal Township | 35S |
| Legal Section | 16 |
| Legal Quarter | 3 |
| Legal Block | 3 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | NORTHWEST JACKSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2902 |
3860 Bear Br Rd, a commercial property, is owned by an individual who bought it in May 2004.
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3860 BEAR BRANCH RD, ROGUE RIVER, OR 97537-9666 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIGURE LENDING LLC |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2004 · Amount on File |
| Deed Sale | May 21, 2004 · Amount on File |
| Prior Sale | May 1, 2003 · Amount on File |
| Deed Document Number | 200428672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 3860 BEAR BRANCH RD, ROGUE RIVER, OR 97537-9666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038355 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-038355 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 19, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 3860 BEAR BRANCH RD, ROGUE RIVER, OR 97537-9666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027240 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-027240 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 3860 Bear Br Rd was $3,332, up 12.4% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Unified School District | Rogue River School District 35 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,740 (+3%) | $563,800 (+8.35%) Land $225,310 Building $338,490 | |
| 2025 | $3,332.00 (+12.42%) | $295,870 (+3%) Land $122,370 Building $173,500 | $520,330 (-10.53%) Land $215,200 Building $305,130 |
| 2024 | $2,964.00 (+3.42%) | $287,260 (+3%) Land $136,920 Building $150,340 | $581,560 (+2.61%) Land $279,100 Building $302,460 |
| 2023 | $2,866.00 (+2.17%) | $278,900 (+3%) Land $132,930 Building $145,970 | $566,740 (+8.6%) Land $297,020 Building $269,720 |
| 2022 | $2,805.00 | $270,780 Land $129,060 Building $141,720 | $521,860 Land $320,050 Building $201,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3860 Bear Br Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2005–2025) |
| Most Recent Claim | Mar 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3860 Bear Br Rd is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 84% of Oregon |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Webformix.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures