3860 Beacon Lake Dr, Bluff Dale, TX 76433 Property Records

Erath County property record for 3860 Beacon Lake Dr, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 2021
Lot Size	1.01 acres (44,170 sqft)
Owner	2 Individual Names on File
Last Sale	$427,500 (Apr 2022)
Tax Bill	$4,885 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000068314`

Property Details

APN / Parcel Number

Primary APN	`R000068314`
Alternative APN	`R.6762.06650.00.0`

Interior

Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	44,170 sqft (1.01 acres)
Garage Type	Attached
Garage Area	552 sqft

Location & Zoning

Account Number	R.6762.06650.00.0
Street Address	3860 BEACON LAKE DR
City	BLUFF DALE
State	TX
Zip	76433-4595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6762 MOUNTAIN LAKES, SECTION THREE, TRACT 665
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	665
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1097
Census Tract	950100

Owner

3860 Beacon Lake Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3860 BEACON LAKE DR, BLUFF DALE, TX 76433-4595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit INTERBANK
Apr 5, 2022	Vendor's Lien, Transfer · Conventional Mortgage EFINITY FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Deed Document Number	20222391
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	3860 BEACON LAKE DR, BLUFF DALE, TX 76433-4595
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 MARINER VLY, BLUFF DALE, TX 76433-4412

Mortgage

Document Number	0202107015
Date	Sep 8, 2021
Instrument	2021-07015

Lender

Name	INTERBANK
Type	Bank
Address	BLUFF DALE, TX 76433

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 8, 2022

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Apr 5, 2022
Property Address	3860 BEACON LAKE DR, BLUFF DALE, TX 76433-4595
Document Number	0202202391
Map Reference	CAB A SL 331
Instrument Date	Mar 31, 2022
Instrument	2022-02391
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3860 BEACON LAKE DR, BLUFF DALE, TX 76433-4595

Mortgage

Document Number	0202202392
Date	Apr 5, 2022
Instrument	2022-02392

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3860 Beacon Lake Dr was $4,885, up 2.3% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,885.00 (+2.35%)	$398,080 (+2.33%) Land $35,490 Building $362,590	$398,080 (+2.33%) Land $35,490 Building $362,590
2025	$4,773.00	$389,010 Land $31,430 Building $357,580	$389,010 Land $31,430 Building $357,580
2023	$4,528.00 (+289%)	$357,110 Land $30,420 Building $326,690	$357,110 Land $30,420 Building $326,690
2022	$1,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3860 Beacon Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3860 Beacon Lake Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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