386 Winter St Ext, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 386 Winter St Ext, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,654 sqft · built 1828
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2009)
Tax Bill	$4,703 (2026)
Deeds & Mortgages	Apr 2021 Refinance
APN	`383200 123.18-2-2`

Property Details

APN / Parcel Number

Primary APN	`383200 123.18-2-2`
Alternative APN	`265J118270`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,317 sqft
Upper Floors Area	337 sqft

Exterior

Year Built	Built 1828
Effective Year Built	Effective 1828
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	200 ft deep x 146 ft wide
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	265J118270
Street Address	386 WINTER STREET EXT
City	TROY
State	NY
Zip	12180-8485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	NORTH GREENBUSH
Census Block Group	3
Census Block	3017
Census Tract	52306

Owner

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 WINTER STREET EXT, TROY, NY 12180-8485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2009 · Amount on Record
Deed Sale	May 19, 2009 · Amount on Record
Deed Book / Page	5047 / 81
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	386 WINTER STREET EXT, TROY, NY 12180-8485
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095490181
Date	Apr 19, 2021
Book Page	9549/181
Instrument	2021-587308

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	North Greenbush Town
Unified School District	East Greenbush Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,703.00 (+2.37%) Homeowner's exemption
2025	$4,594.00	$33,200 (-) Land $6,000 Building $27,200	$207,500 (+20.31%) Land $37,500 Building $170,000
2023		$33,200 Land $6,000 Building $27,200	$172,468 Land $31,169 Building $141,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243
Water Source	Purchased surface water from TROY CITY PWS
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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