386 Walnut St, Costa Mesa, CA 92627 Property Records

Orange County property record for 386 Walnut St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,489 sqft · built 2018
Lot Size	0.138 acres (6,050 sqft)
Owner	Trust Name on Record
Last Sale	$2,150,000 (Feb 2020)
Tax Bill	$26,032 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`426-303-23`

Property Details

APN / Parcel Number

Primary APN	`426-303-23`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,489 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	6,050 sqft (0.138 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	386 WALNUT ST
City	COSTA MESA
State	CA
Zip	92627-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 390 PG 10 PAR 1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3004
Census Tract	63202

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	386 WALNUT ST, COSTA MESA, CA 92627-2370
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
May 13, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Feb 13, 2020	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Sep 12, 2018	Grant Deed, Transfer SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	2020000059832
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	386 WALNUT ST, COSTA MESA, CA 92627-2370
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 SAN JOAQUIN PLZ, NEWPORT BEACH, CA 92660-5977

Mortgage

Document Number	0000646716
Date	Oct 22, 2021
Instrument	2021000646716

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	386 WALNUT ST, COSTA MESA, CA 92627-2370
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158003
Date	May 13, 2019
Instrument	2019000158003

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	386 WALNUT ST, COSTA MESA, CA 92627-2370
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 WALNUT ST, COSTA MESA, CA 92627-2370

Mortgage

Document Number	0000738596
Date	Dec 15, 2020
Instrument	2020000738596

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 13, 2020
Property Address	386 WALNUT ST, COSTA MESA, CA 92627-2370
Document Number	0000059832
Map Reference	MB 390 PG 10-13
Instrument Date	Jan 15, 2020
Instrument	2020000059832
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	386 WALNUT ST, COSTA MESA, CA 92627-2370

Mortgage

Document Number	0000059833
Date	Feb 13, 2020
Instrument	2020000059833

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 12, 2018
Property Address	386 WALNUT ST, COSTA MESA, CA 92627-2370
Document Number	0000334423
Instrument Date	Jul 18, 2018
Instrument	334423
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMERICAN TITLE CO SUBDIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 WALNUT ST COSTA MESA CA 926272370, COSTA MESA, CA 92627-2370

Mortgage

Document Number	334424
Date	Sep 12, 2018
Instrument	334424

Lender

Name	SYNERGY ONE LNDG
Address	3131 CAMINO DEL RIO N # 190, SAN DIEGO, CA 92108-5702

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$26,032.00 (+4.93%)	$2,351,337 (+4.04%) Land $1,229,293 Building $1,122,044
2023	$24,808.00 (+2.64%)	$2,260,033 Land $1,181,558 Building $1,078,475
2022	$24,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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