St. Charles County property record for 386 Tiber Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,496 sqft · built 2022 |
| Lot Size | 0.136 acres (5,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,323 (Dec 2022) |
| Tax Bill | $8,009 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Oct 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T200500155 |
| Primary APN | T200500155 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,454 sqft |
| Basement Area | 958 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Tri-Level |
| Lot Area | 5,929 sqft (0.136 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T200500155 |
|---|---|
| Street Address | 386 TIBER PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS PH 10B #2 LOT 8575 |
| Legal Subdivision | NEW TOWN AT ST CHAS PH 10B #2 |
| Legal Lot Number | 8575 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 310201 |
386 Tiber Pl is owned and occupied by two individuals who acquired it in August 2026.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Dec 30, 2022 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on File |
| Deed Sale | Dec 30, 2022 · Amount on File |
| Deed Document Number | 202268141 |
| Last Transfer Date | Aug 19, 2026 |
| Transfer Doc | 0000039833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 20, 2026 |
| Property Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Document Number | 0000039833 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202639833 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000041372 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023R-041372 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 30, 2022 |
| Property Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Document Number | 0000068141 |
| Map Reference | MB 50 PG 266 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2022R-068141 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST STE 3, 3, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Address | 386 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000068142 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022R-068142 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 386 Tiber Pl was $8,009.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,988 (-) | $547,304 (-) Land $80,000 Building $467,304 | |
| 2025 | $8,009.00 | $103,988 | $547,304 Land $80,000 Building $467,304 |
| 2023 | $99,621 | ||
| 2022 | $524,323 Land $60,000 Building $464,323 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 386 Tiber Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 386 Tiber Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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