386 Sunset Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 386 Sunset Dr, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2026)
Tax Bill	$1,147 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P52-210`

Property Details

APN / Parcel Number

Primary APN	`P52-210`
Alternative APN	`35064`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Account Number	35064
Street Address	386 SUNSET DR
City	MILL SPRING
State	NC
Zip	28756-0648
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT 14, 0H11 HILLCREST (S/D)
Legal Subdivision	HILLCREST (S/D)
Legal Lot Number	14
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	2
Census Block	2003
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	386 SUNSET DR, 14, MILL SPRING, NC 28756-0648
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2021	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
May 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Book / Page	501 / 2171
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 25, 2026
Property Address	386 SUNSET DR, MILL SPRING, NC 28756-0648
Document Number	0501002171
Book / Page	501 / 2171
Instrument Date	Aug 19, 2026
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0501002174,
Date	Aug 25, 2026
Book Page	501/2174

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	386 SUNSET DR, MILL SPRING, NC 28756-0648
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000464/612
Date	Oct 20, 2021
Book Page	464/612

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Aug 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 27, 2021
Property Address	386 SUNSET DR, MILL SPRING, NC 28756-0648
Document Number	00459/1994
Book / Page	459 / 1994
Map Reference	FILE E PG 1730
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 S LAKE ST, HARRISON, MI 48625-8755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 EAST HIGHWAY 108, COLUMBUS, NC 28722

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,147.00	$228,461 (-) Land $21,800 Building $206,661	$228,461 (-) Land $21,800 Building $206,661
2025	$1,147.00 (+4.75%)	$228,461 (+34.01%) Land $21,800 Building $206,661	$228,461 (+34.01%) Land $21,800 Building $206,661
2023	$1,095.00 (+181.49%)	$170,481 (+172.75%) Land $16,200 Building $154,281
2022	$389.00	$62,504 Land $16,200 Building $46,304
2021			$170,481 Land $16,200 Building $154,281

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Pangaea Internet, Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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