386 Sandy St, El Cajon, CA 92020 Property Records

San Diego County property record for 386 Sandy St, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,305 sqft · built 1956
Lot Size	0.34 acres (14,800 sqft)
Owner	2 Company Names on File
Last Sale	$677,000 (Apr 2022)
Tax Bill	$8,854 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-100-06-00`

Property Details

APN / Parcel Number

Primary APN	`492-100-06-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,305 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	14,800 sqft (0.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	386 SANDY ST
City	EL CAJON
State	CA
Zip	92020-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 TR 003141
Legal Subdivision	CAJON MANOR
Legal Tract	003141
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	15902

Owner

Source: San Diego County records · APN 492-100-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3160 CAMINO DEL RIO S, 313, SAN DIEGO, CA 92108-3835
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2022	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jul 06, 2021	Deed of Trust, Mortgage ERNESTO CARRILLO
May 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2022 · Amount on Record
Deed Sale	Apr 05, 2022 · Amount on Record
Deed Document Number	2022148468
Prior Transfer Date	Aug 26, 2003
Prior Transfer Doc	0001108761
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 05, 2022
Property Address	386 SANDY ST, EL CAJON, CA 92020-5839
Document Number	0000148468
Map Reference	MAP 3141
Instrument Date	Mar 25, 2022
Instrument	2022-0148468
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3160 CAMINO DEL RIO S STE 313, 313, SAN DIEGO, CA 92108-3835
Mail Care Of	SENTRY PACIFIC FINANCIAL GROUP

Mortgage

Document Number	0000148469
Date	Apr 05, 2022
Instrument	2022-0148469

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	386 SANDY ST, EL CAJON, CA 92020-5839
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 PENNSYLVANIA AVE, EL CAJON, CA 92020-3966

Mortgage

Document Number	0000482903
Date	Jul 06, 2021
Instrument	2021-0482903

Lender

Name	ERNESTO CARRILLO
Type	Private Party
Address	802 TRAILHEAD PL, CHULA VISTA, CA 91914

Agreement

Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2020
Property Address	386 SANDY ST, EL CAJON, CA 92020-5839
Document Number	0000243707
Instrument Date	May 04, 2020
Instrument	243707
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	386 SANDY ST EL CAJON CA 920205839, EL CAJON, CA 92020-5839

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$732,476 (+2%) Land $203,091 Building $529,385
2025	$8,854.00 (+4.78%)	$718,114 (+12.91%) Land $199,109 Building $519,005
2023	$8,450.00 (+293.94%)	$636,000 Land $176,000 Building $460,000
2022	$2,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730159022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 609 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wyyerd Group	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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