Starr County property record for 386 S Saenz Ave, Roma, TX 78584
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,714 sqft · built 1999 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jul 2007 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11700-02600-00300-000000 |
| Primary APN | 11700-02600-00300-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,991 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 11,369 sqft (0.261 acres) |
| Garage Area | 264 sqft |
| Account Number | 8893 |
|---|---|
| Street Address | 386 S SAENZ AVE |
| City | ROMA |
| State | TX |
| Zip | 78584-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AB 166 POR 73 M. SAENZPT LOT 171 BLK 26 LOT 3185-02100-04 |
| Legal Subdivision | ANCIENT JURISDICTION OF MIER |
| Legal Block | 26 |
| Legal Lot Number | 171 |
| Jurisdiction | STARR TX |
| Township / Civil Division | ROMA-LOS SAENZ |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950702 |
Source: Starr County records · APN 11700-02600-00300-000000
Assessment roll updated January 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1437, ROMA, TX 78584-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 30, 2007 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Aug 29, 2014 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 19, 2026 |
| Transfer Doc | 0000395690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STARR TX |
| Recording Date | Apr 21, 2026 |
| Property Address | 386 S SAENZ AVE, ROMA, TX 78584-8129 |
| Document Number | 0000395690 |
| Instrument Date | Apr 19, 2026 |
| Instrument | 2026395690 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARR TX |
| Property Address | 386 S SAENZ AVE, ROMA, TX 78584-8129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001155/251 |
|---|---|
| Date | Jul 30, 2007 |
| Book Page | 1155/251 |
| Instrument | 267583 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STARR TX |
| Recording Date | Aug 29, 2014 |
| Property Address | 386 S SAENZ AVE, ROMA, TX 78584-8129 |
| Document Number | 001423/646 |
| Book / Page | 1423 / 646 |
| Instrument Date | Aug 15, 2014 |
| Instrument | 319416 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 386 S SAENZ AVE, ROMA, TX 78584-8129 |
| Investor | Possibly a Property Investor |
| Document Number | 001423/652 |
|---|---|
| Date | Aug 29, 2014 |
| Book Page | 1423/652 |
| Instrument | 319418 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MELVILLE, NY 11747 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2024 |
Source: Starr County records · Assessment roll updated January 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Starr County |
| Municipality | Roma City |
| Unified School District | Roma Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,418.00 (+16.13%) Homeowner's exemption Senior Citizen's exemption | $184,210 (+10.66%) Land $12,970 Building $171,240 | $184,210 (+10.66%) Land $12,970 Building $171,240 |
| 2023 | $166,460 Land $12,970 Building $153,490 | $166,460 Land $12,970 Building $153,490 | |
| 2022 | $1,221.00 |
Source: FEMA National Flood Hazard Layer, Starr County (48427C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484279507022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2007–2010) |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 531 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Smartcom Telephone.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF ROMA serves 19,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2025 Chlorite resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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