386 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 386 S Monroe St, San Jose, CA 95128

Property Summary

Property TypeBank, Financial Building
Details1,907 sqft · built 1954
Lot Size0.227 acres (9,906 sqft)
OwnerCompany Name on Record
Last Sale$775,000 (Apr 2013)
Tax Bill$12,706 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone D (undetermined)
APN277-35-046

Property Details

APN / Parcel Number

Primary APN277-35-046

Interior

Units2 Units
Stories1 Story
Building Area1,907 sqft Total Area
1st Floor Area1,907 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1988
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area9,906 sqft (0.227 acres)
Lot Dimensions127 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address386 S MONROE ST
CitySAN JOSE
StateCA
Zip95128-5108
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeC
Legal DescriptionTRACT 744 STEVEN PARK BOOK 28 PAGE 28 PAGE 29 LOT 82
Legal SubdivisionSTEVEN PARK
Legal Tract744
Legal Lot Number82
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4005
Census Tract506401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address386 S MONROE ST, SAN JOSE, CA 95128-5108
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2013 · Amount on Record
Deed SaleApr 18, 2013 · Amount on Record
Prior SaleAug 31, 2012 · Amount on Record
Deed Document Number201322180209
Prior Transfer DateAug 28, 2012
Prior Transfer Doc0021833329
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address386 S MONROE ST, SAN JOSE, CA 95128-5108
Transaction TypeMortgage
Record UpdatedNov 24, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address14575 HORSESHOE DR, SARATOGA, CA 95070-5983

Mortgage

Document Number0025400556
DateNov 15, 2022
Instrument25400556
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCHICAGO, IL 60670
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$973,430 (+2%) Land $747,346 Building $226,084
2025$12,706.00 (+3.39%)$954,344 (+4.04%) Land $732,693 Building $221,651
2024$12,289.00 (+1.36%)
2023$12,124.00 (+0.4%)$917,288 Land $704,243 Building $213,045
2022$12,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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