386 River St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 386 River St, Waltham, MA 02453

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 864 sqft · built 1910
Lot Size	0.093 acres (4,066 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2018)
Tax Bill	$4,444 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210200`

Property Details

APN / Parcel Number

Primary APN	`210200`
Alternative APN	`WALT M:060 B:032 L:0008 001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,066 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	210200
Street Address	386 RIVER ST
City	WALTHAM
State	MA
Zip	02453-5480
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	1
Legal Block	32
Legal Lot Number	8 001
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	5
Census Block	5014
Census Tract	368800

Owner

386 River St, a condominium, is owned and occupied by an individual who bought it in June 2018.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	386 RIVER ST, WALTHAM, MA 02453-5480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 29, 2018	Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Book / Page	71240 / 125
Transfer Doc	061974-331
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	386 RIVER ST, WALTHAM, MA 02453-5480
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	076809-116
Date	Jan 27, 2021
Book Page	76809/116
Instrument	19507

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	386 RIVER ST, WALTHAM, MA 02453-5480
Document Number	73622-338
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 RIVER ST #386 WALTHAM MA 024535480, 386, WALTHAM, MA 02453-5480

Mortgage

Document Number	73622-338
Date	Nov 8, 2019
Book Page	073622/000338
Instrument	175440

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTHAM MA
Recording Date	Jun 29, 2018
Property Address	386 RIVER ST, WALTHAM, MA 02453-5480
Document Number	71240-125
Book / Page	71240 / 125
Instrument	95622
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 RIVER ST, WALTHAM, MA 02453-5480
Investor	Possibly a Property Investor

Mortgage

Document Number	712400128
Date	Jun 29, 2018
Instrument	71240/0128

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 386 River St was $4,444, up 9.2% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,444.00 (+9.24%)	$430,600 (+3.93%) Building $430,600
2025	$4,068.00 (+4.01%)	$414,300 (+2.12%) Building $414,300	$529,910 (+4.07%)
2024	$3,911.00 (-6.59%)	$405,700 (-) Building $405,700	$509,200
2023	$4,187.00	$405,700 Building $405,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 386 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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