386 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 386 River Rd, Bowdoinham, ME 04008 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details480 sqft
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on File
Tax Bill$4,196 (2025)
Deeds & MortgagesOct 2021 Refinance
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBOWN M:R07 L:038

Property Details

APN / Parcel Number

Primary APNBOWN M:R07 L:038
Alternative APN
  • 683

Interior

Building Area480 sqft Living Area

Exterior

Architectural StyleMulti-Family
Lot Area348,480 sqft (8 acres)

Location & Zoning

Account Number683
Street Address386 RIVER RD
CityBOWDOINHAM
StateME
Zip04008-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number38
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group5
Census Block5009
Census Tract970200

Owner

Source: Sagadahoc County and Bowdoinham Town records · APN BOWN M:R07 L:038

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address386 RIVER RD, BOWDOINHAM, ME 04008-4613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FCU
May 14, 2018Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Feb 12, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2006
Deed SaleDec 12, 2006
Deed Document Number200611088
Deed Book / Page2810 / 152
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address386 RIVER RD, BOWDOINHAM, ME 04008-4613
Transaction TypeMortgage
Record UpdatedFeb 03, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009148
DateOct 21, 2021
Instrument2021R-09148
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address386 RIVER RD, BOWDOINHAM, ME 04008-4613
Document Number0000003218
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedMay 25, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address386 RIVER RD BOWDOINHAM ME 040084613, BOWDOINHAM, ME 04008-4613

Mortgage

Document Number0000003218
DateMay 21, 2018
Instrument3218
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMay 20, 2033

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBOWDOINHAM ME
Recording DateFeb 12, 2018
Property Address386 RIVER RD, BOWDOINHAM, ME 04008-4613
Document Number0000000968
Instrument DateFeb 01, 2018
Instrument968
Transaction TypeTransfer
Record UpdatedFeb 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 RIVER RD BOWDOINHAM ME 040084613, BOWDOINHAM, ME 04008-4613

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,196.00 (+5.27%)$189,800 (-) Land $80,000 Building $109,800
2024$3,986.00 (+7.7%)$189,800 (-) Land $80,000 Building $109,800
2023$3,701.00 (+29.59%)$189,800 (+20.2%) Land $80,000 Building $109,800
2022$2,856.00$157,900 Land $66,700 Building $91,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239702005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on River Rd

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