Spartanburg County property record for 386 Reflection Dr, Lyman, SC 29365 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,034 sqft Living Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $356,000 (2021) |
| Tax Bill | $2,295.00 (2025) |
| Primary APN | 5-0500-20700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 3,333 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Raised Ranch Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 25,265 sqft (0.58 acres) |
| Depth X Width | 234 ft x 253 ft Depth x Width |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 79243 |
|---|---|
| Street Address | 386 REFLECTION DR |
| City | LYMAN |
| State | SC |
| Zip | 29365-9582 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 65 CARSHALTON BY THE BAY PB 158-875 |
| Legal Subdivision | CARSHALTON BY BAY |
| Legal Lot Number | 65 |
| Jurisdiction | SPARTANBURG SC |
| Minor Civil Division | GREER |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 23201 |
Source: Spartanburg County records · APN 5-0500-20700
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 386 REFLECTION DR, LYMAN, SC 29365-9582 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit CPM FCU |
| Jun 25, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage COUNTYBANK |
| Jul 31, 2020 | Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Doc Number | 2021-35196 |
| Deed Book / Page | 132-T / 674 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 386 REFLECTION DR, LYMAN, SC 29365-9582 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 386 REFLECTION DR, LYMAN, SC 29365-9582 |
| Document Number | 0000009564 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 6545/724 |
| Instrument | 2023-9564 |
| Name | CPM FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLESTON, SC 29406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 07, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jun 25, 2021 |
| Property Address | 386 REFLECTION DR, LYMAN, SC 29365-9582 |
| Document Number | 0000035196 |
| Book / Page | 132-T / 674 |
| Map Reference | MB 158 PG 875 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021-35196 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.60 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 386 REFLECTION DR, LYMAN, SC 29365-9582 |
| Document Number | 0000035197 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 6127/456 |
| Instrument | 2021-35197 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 31, 2020 |
| Property Address | 386 REFLECTION DR, LYMAN, SC 29365-9582 |
| Document Number | 0000033386 |
| Book / Page | 128-T / 40 |
| Map Reference | MB 158 PG 875 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020-33386 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1075, LYMAN, SC 29365-0667 |
| Document Number | 0000033387 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 5866/983 |
| Instrument | 2020-33387 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPARTANBURG, SC 29302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 (+0.44%) | $16,371 (-0.01%) Land $2,828 Building $13,543 | $434,200 (-) Land $75,000 Building $359,200 |
| 2024 | $2,285.00 | ||
| 2023 | $2,285.00 | $16,372 Land $2,828 Building $13,544 | $434,200 Land $75,000 Building $359,200 |
386 Reflection Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Spartanburg County (45083C), updated October 2, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 9th in South Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,887 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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