Seminole County property record for 386 Pine Tree Rd, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,561 sqft · built 1993 |
| Lot Size | 1.28 acres (56,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,000 (Aug 1993) |
| Tax Bill | $9,255 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-20-30-300-0240-0000 |
| Primary APN | 15-20-30-300-0240-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,561 sqft Living Area |
| 1st Floor Area | 2,295 sqft |
| 2nd Floor Area | 1,266 sqft |
| Upper Floors Area | 1,266 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 56,000 sqft |
| Lot Dimensions | 560 ft deep x 100 ft wide |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 685 sqft |
| Patio Area | 1 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 386 PINE TREE RD |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 15 TWP 20S RGE 30E E 100 FT OF NW 1/4 OF SE 1/4 OF NW 1/4 & S 25 FT OF E 100 FT OF SW 1/4 OF NE 1/4 OF NW 1/4 (LESS RD) |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 15 |
| Legal Subdivision | METES & BOUNDS |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20803 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 386 PINE TREE RD, LAKE MARY, FL 32746-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1993 · Amount on Record |
| Deed Sale | Aug 3, 1993 · Amount on Record |
| Deed Document Number | 0262400222 |
| Record Updated | Jun 8, 2026 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,255.00 (+12.43%) Homeowner's exemption | $665,101 (+5.99%) | $997,601 (+18.69%) Land $385,000 Building $612,601 |
| 2023 | $8,232.00 (+2.46%) Homeowner's exemption | $627,531 (+3%) | $840,532 (+4.03%) Land $302,500 Building $538,032 |
| 2022 | $8,034.00 Homeowner's exemption | $609,253 | $808,006 Land $275,000 Building $533,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 208 units insured incl. 156 condo units |
| Nearby Flood Claims | 12 (1995–2025) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
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