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386 Oak St, Petaluma, CA 94952 Property Records

Sonoma County property record for 386 Oak St, Petaluma, CA 94952

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,327 sqft · built 1969
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on File
Last Sale$799,000 (May 2024)
Tax Bill$10,879 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN052-422-029-000

Property Details

APN / Parcel Number

Primary APN052-422-029-000
Alternative APN
  • 052-422-029

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,327 sqft Living Area
Gross Area1,727 sqft
1st Floor Area1,327 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number052-422-029
Street Address386 OAK ST
CityPETALUMA
StateCA
Zip94952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15UA
Legal Description1969 FORM PT OF 52-422-24 LOT 9 & 10 LOT 8 BLK 59
Legal SubdivisionAMENDED MAP OF TOWN OF EL VERANO
Legal Block59
Legal Lot Number9
JurisdictionSONOMA CA
Township / Civil DivisionSONOMA
Census Block Group4
Census Block4008
Census Tract150304

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address386 OAK ST, SONOMA, CA 95476-6107
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Prior SaleAug 1, 2008 · Amount on File
Deed Document Number202422625
Prior Transfer DateSep 21, 2006
Prior Transfer Doc0000120872
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address386 OAK ST, SONOMA, CA 95476-6107
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyIN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 OAK ST, SONOMA, CA 95476-6107

Mortgage

Document Number0000098272
DateAug 30, 2021
Instrument2021098272
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address386 OAK ST, SONOMA, CA 95476-6107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 OAK ST, SONOMA, CA 95476-6107

Mortgage

Document Number0000084788
DateSep 22, 2020
Instrument2020084788
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictSonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$831,279 (+2%) Land $364,140 Building $467,139
2025$10,879.00 (+18.43%)$814,980 (+21.93%) Land $357,000 Building $457,980
2023$9,186.00 (+1.94%)$668,376 Land $321,811 Building $346,565
2022$9,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1986–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY OF THE MOON WATER DISTRICT
serves 23,140 people · EPA ID CA4910013
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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