386 Moonstone Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 386 Moonstone Bay Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,309 sqft · built 1993
Lot Size0.257 acres (11,203 sqft)
Owner2 Individual Names on Record
Last Sale$252,000 (Jan 2000)
Tax Bill$4,420 (2025)
Flood ZoneZone X (minimal risk)
APN122-385-21-00

Property Details

APN / Parcel Number

Primary APN122-385-21-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,309 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area11,203 sqft (0.257 acres)

Location & Zoning

Street Address386 MOONSTONE BAY DR
CityOCEANSIDE
StateCA
Zip92057-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 588 TR 012383
Legal SubdivisionWHELAN RANCH
Legal Tract012383
Legal Block1
Legal Lot Number588
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address386 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3424
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2000 · Amount on Record
Deed SaleJan 28, 2000 · Amount on Record
Prior SaleApr 30, 1993 · Amount on Record
Deed Document Number200043768
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$395,035 (+2%) Land $98,745 Building $296,290
2025$4,420.00 (+5.21%) Homeowner's exemption$387,290 (+4.04%) Land $96,809 Building $290,481
2023$4,201.00 (+1.6%) Homeowner's exemption$372,252 Land $93,050 Building $279,202
2022$4,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Moonstone Bay Dr

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