386 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 386 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1951
Lot Size	0.146 acres (6,372 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Jun 2024)
Tax Bill	$5,069 (2025)
Deeds & Mortgages	Jun 2023 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-106-019`

Property Details

APN / Parcel Number

Primary APN	`06-14-106-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	6,372 sqft (0.146 acres)
Lot Dimensions	118 ft deep x 54 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	386 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 21 BLOCK 6
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	6
Legal Lot Number	21
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851102

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 MCCLURE AVE, ELGIN, IL 60123-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Agreement of Sale, Transfer ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Mar 19, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	202420261
Record Updated	Sep 20, 2026

June 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	KANE IL
Recording Date	Jun 9, 2023
Property Address	386 MCCLURE AVE, ELGIN, IL 60123-3550
Document Number	0000018781
Instrument Date	Jun 6, 2023
Instrument	2023K018781
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	386 MCCLURE AVE, ELGIN, IL 60123-3550

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 19, 2019
Property Address	386 MCCLURE AVE, ELGIN, IL 60123-3550
Document Number	0000010495
Instrument Date	Mar 15, 2019
Instrument	2019K010495
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 KEEP AVE, ELGIN, IL 60120-2498

Mortgage

Document Number	0000010496
Date	Mar 19, 2019
Instrument	2019K010496

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,069.00 (+16.88%)
2024		$68,574 (+21.39%) Land $15,167 Building $53,407	$205,804 (+21.44%) Land $45,519 Building $160,285
2022	$4,337.00 (+4.83%) Homeowner's exemption	$56,489 (+6.96%) Land $12,494 Building $43,995	$169,467 (+6.96%) Land $37,482 Building $131,985
2021	$4,137.00 Homeowner's exemption	$52,813 Land $11,681 Building $41,132	$158,439 Land $35,043 Building $123,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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