386 Main Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 386 Main Rd, Carmel, ME 04419 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$106,300 (Jun 2024)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0006 L:38`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0006 L:38`
Alternative APN	`316`

Exterior

Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Account Number	316
Street Address	386 MAIN RD
City	CARMEL
State	ME
Zip	04419-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	38
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2000
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records · APN CARM M:0006 L:38

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	386 MAIN RD, CARMEL, ME 04419-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK
Aug 03, 2022	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Jul 29, 2011
Deed Document Number	202414239
Deed Book / Page	17179 / 300
Prior Transfer Date	Jun 13, 2024
Prior Transfer Doc	0171790300
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLIFTON ME
Recording Date	Apr 17, 2026
Property Address	386 MAIN RD, CARMEL, ME 04419-3330
Document Number	0178430286
Book / Page	17843 / 286
Instrument Date	Apr 17, 2026
Instrument	20269310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 MAIN RD, CARMEL, ME 04419-3330

Mortgage

Document Number	0000009310,
Date	Apr 17, 2026
Book Page	17843/286
Instrument	20269310

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	386 MAIN RD, CARMEL, ME 04419-3330
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165730179
Date	Aug 03, 2022
Book Page	16573/179
Instrument	22235

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,744.00 (+15.73%)	$173,700 (-) Land $38,800 Building $134,900
2024	$2,371.00 (+8.31%)	$173,700 (-) Land $38,800 Building $134,900
2022	$2,189.00	$173,700 Land $38,800 Building $134,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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