386 Lovell St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 386 Lovell St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,939 sqft · built 2006
Lot Size	0.148 acres (6,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2017)
Tax Bill	$6,713 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-035-07A-2`

Property Details

APN / Parcel Number

Primary APN	`11-035-07A-2`
Alternative APNs	`WORC M:11 B:035 L:07A-2` `M:11 B:035 L:07A=2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,939 sqft Living Area
Gross Area	3,407 sqft
1st Floor Area	814 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,451 sqft (0.148 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11-035-07A-2
Street Address	386 LOVELL ST
City	WORCESTER
State	MA
Zip	01602-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	35
Legal Lot Number	7A-2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3000
Census Tract	731102

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 FREELAND ST, 2, WORCESTER, MA 01603-2774
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Jul 28, 2017	Quit Claim Deed, Transfer TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Book / Page	57491 / 288
Transfer Doc	057491-288
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	386 LOVELL ST, WORCESTER, MA 01602-3312
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066798-151
Date	Dec 21, 2021
Book Page	66798/151
Instrument	178268

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 28, 2017
Property Address	386 LOVELL ST, WORCESTER, MA 01602-3312
Document Number	57491-288
Book / Page	57491 / 288
Instrument	81009
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	386 LOVELL ST, WORCESTER, MA 01602-3312

Mortgage

Document Number	574910290
Date	Jul 28, 2017
Instrument	57491/0290

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,713.00 (+2.63%)	$505,500 (+1.94%) Land $117,900 Building $387,600	$514,708 (+8.79%)
2025	$6,541.00 (+6.13%)	$495,900 (+15.38%) Land $112,300 Building $383,600	$473,100 (+10.62%)
2024			$427,690
2023	$6,163.00	$429,800 Land $97,600 Building $332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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