Clay County property record for 386 Lone Oak Park, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,122 sqft · built 1993 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $266 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A308D 0150000 |
| Primary APN | 081A308D 0150000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,122 sqft Finished Area |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Utility Building | 288 sqft |
| Street Address | 386 LONE OAK PARK |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 08 T 17 R 06 LOT IN NW 1/4 SW 1/4 (LOT 7 LONE OAK PARK II) DB 237/319 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | LONE OAK PARK II DEVELOPMENT |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 950100 |
386 Lone Oak Park is owned and occupied by two individuals.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 LONE OAK PARK, WEST POINT, MS 39773-8064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 386 LONE OAK PARK, WEST POINT, MS 39773-8064 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000539/567 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 539/567 |
| Instrument | 2021006299 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 25, 2031 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 386 Lone Oak Park was $266 with exemptions applied.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266.00 Additional exemption filed | $7,431 (-) Land $1,500 Building $5,931 | $74,307 (-) Land $15,000 Building $59,307 |
| 2024 | $7,431 (+16.84%) Land $1,500 Building $5,931 | $74,307 (+16.84%) Land $15,000 Building $59,307 | |
| 2023 | $693.00 (+1.17%) Additional exemption filed | $6,360 Land $1,500 Building $4,860 | $63,598 Land $15,000 Building $48,598 |
| 2022 | $685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 Lone Oak Park in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 386 Lone Oak Park is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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