386 Harmony Trl, Deridder, LA 70634 Property Records

Beauregard Parish property record for 386 Harmony Trl, Deridder, LA 70634

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0302449911E`

Property Details

APN / Parcel Number

Primary APN	`0302449911E`

Location & Zoning

Street Address	386 HARMONY TRL
City	DERIDDER
State	LA
Zip	70634-5592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 IN BLOCK 6 OF BON AMI SUBDIVISION
Legal Subdivision	BON AMI SUBD
Legal Block	6
Legal Lot Number	5
Jurisdiction	BEAUREGARD LA
Township / Civil Division	3C
Census Block Group	1
Census Block	1071
Census Tract	960200

Owner

Source: Beauregard Parish records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 LAKE COURT DR, DERIDDER, LA 70634-4317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021
Deed Sale	Apr 5, 2021
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	386 HARMONY TRL, DERIDDER, LA 70634-5592
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000808/245
Date	Jun 8, 2017
Book Page	808/245
Instrument	541516

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	386 HARMONY TRL, DERIDDER, LA 70634-5592
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000929/307
Date	Apr 26, 2021
Book Page	929/307
Instrument	569015

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Beauregard Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+8.14%)	$19,945 (+10.11%) Land $1,000 Building $18,945	$199,450 (+10.11%) Land $10,000 Building $189,450
2023	$2,198.00	$18,114 Land $2,556 Building $15,558	$181,140 Land $25,560 Building $155,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1984–2020)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Aug 2020 · Hurricane Laura
Claims by Event	Tropical Storm Allison, Jul 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Fastwyre Broadband Fiber · not low latency	100 / 100
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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