386 Gritton Ln, Salvisa, KY 40372 Property Records

Mercer County property record for 386 Gritton Ln, Salvisa, KY 40372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2010
Lot Size	17.2 acres (749,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,500 (Feb 2015)
Tax Bill	$699 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012.00-00032.01`

Property Details

APN / Parcel Number

Primary APN	`012.00-00032.01`
Alternative APN	`19318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
Basement Area	1,584 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	749,232 sqft (17.2 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	768 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	19318
Street Address	386 GRITTON LN
City	SALVISA
State	KY
Zip	40372-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRITTON RD FARM
Jurisdiction	MERCER KY
Township / Civil Division	SALVISA-MCAFEE
Census Block Group	2
Census Block	2043
Census Tract	960100

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	386 GRITTON LN, SALVISA, KY 40372-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC HOME LOANS INC
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2015 · Amount on Record
Deed Sale	Feb 23, 2015 · Amount on Record
Prior Sale	Sep 10, 2007 · Amount on Record
Deed Document Number	2015167044
Deed Book / Page	343 / 5
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	386 GRITTON LN, SALVISA, KY 40372-9714
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M759/304
Date	Sep 2, 2022
Book Page	M759/304
Instrument	12015597

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	386 GRITTON LN, SALVISA, KY 40372-9714
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M732/416
Date	Aug 19, 2021
Book Page	M732/416
Instrument	12008797

Lender

Name	SIERRA PACIFIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	386 GRITTON LN, SALVISA, KY 40372-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M662/149
Date	Apr 18, 2018
Book Page	M662/149
Instrument	184588

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$699.00 (-59.15%)	$143,227 (-) Land $4,727 Building $138,500	$143,227 (-) Land $4,727 Building $138,500
2024	$1,711.00 (-0.93%)
2023	$1,727.00	$143,227	$143,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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