386 Forest Dr, Union, NJ 07083 Property Records

Union County and Union Township property record for 386 Forest Dr, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1938
Lot Size	0.127 acres (5,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$10 (Nov 2012)
Tax Bill	$11,545 (2025)
Deeds & Mortgages	May 2024 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00801-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`19-00801-0000-00045`
Alternative APN	`190080100045`

Interior

Stories	1 Story

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,528 sqft (0.127 acres)
Lot Dimensions	103 ft deep x 28 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	386 FOREST DR
City	UNION
State	NJ
Zip	07083-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRAGUE TR
Legal Block	801
Legal Lot Number	45
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2002
Census Tract	33501

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	386 FOREST DR, UNION, NJ 07083-7942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2012 · Amount on Record
Deed Sale	Nov 9, 2012 · Amount on Record
Prior Sale	Jul 20, 2006 · Amount on Record
Deed Book / Page	5929 / 303
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	0059290303
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	386 FOREST DR, UNION, NJ 07083-7942
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154922925
Date	May 10, 2024
Book Page	15492/2925
Instrument	64660

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	386 FOREST DR, UNION, NJ 07083-7942
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150722939
Date	Oct 5, 2021
Book Page	15072/2939
Instrument	22282

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,500 (-) Land $20,300 Building $29,200	$49,500 (-) Land $20,300 Building $29,200
2025	$11,545.00 (+4.36%)	$49,500 (-) Land $20,300 Building $29,200	$49,500 (-) Land $20,300 Building $29,200
2024	$11,063.00 (+6.86%)
2023		$49,500 Land $20,300 Building $29,200	$49,500 Land $20,300 Building $29,200
2022	$10,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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