386 Fleming St, Sebastian, FL 32958 Property Records

Indian River County property record for 386 Fleming St, Sebastian, FL 32958 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,076 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2009)
Tax Bill	$928.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00003-0820-00026.0`
Alternative APN	`17077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,076 sqft Living Area
1st Floor	1,076 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	135 ft x 80 ft Depth x Width
Driveway	1 Driveway
Driveway Area	800 sqft Driveway
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	17077
Street Address	386 FLEMING ST
City	SEBASTIAN
State	FL
Zip	32958-4210
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEBASTIAN HIGHLANDS UNIT 02 BLK 82 LOT 26 PBI 5-34
Legal Range	38
Legal Township	31
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 2
Legal Block	82
Legal Lot Number	26
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	VERO BEACH
Census Blockgroup	2
Census Block	2003
Census Tract	50807

Owner

Source: Indian River County records · APN 31-38-01-00003-0820-00026.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	386 FLEMING ST, SEBASTIAN, FL 32958-4210
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2009 · Amount on Record
Deed Sale	May 22, 2009 · Amount on Record
Deed Doc Number	1995356
Deed Book / Page	2343 / 0358
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	386 FLEMING ST, SEBASTIAN, FL 32958-4210
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 FLEMING ST, SEBASTIAN, FL 32958-4210

Mortgage

Document Number	0034591059
Date	Aug 31, 2021
Book Page	3459/1059
Instrument	3120210061824

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	762 Months
Due	Feb 25, 2085

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 01, 2021
Max Rate	7.37%

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$928.00 (+57.56%)	$78,889 (+5.99%)	$223,699 (+3.22%) Land $60,112 Building $163,587
2023	$589.00 (+2.08%)	$74,433 (+3%)	$216,727 (+13.68%) Land $54,454 Building $162,273
2022	$577.00	$72,265	$190,649 Land $29,349 Building $161,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.