386 Ferry Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 386 Ferry Rd, Fredericksburg, VA 22405 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1988
Square Footage2,277 sqft Living Area
Lot Size15,185 sqft (0.349 acres)
GarageAttached, 483 sqft
OccupancyOwner Occupied
Last Sale$500,000 (2026)

Property Details

APN / Parcel Number

Primary APN54V-3-92
Alternative APNs
  • 054V 3 92
  • 36674

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,277 sqft Living Area
Gross Area2,760 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,185 sqft (0.349 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage

Exterior Amenities

Deck Area168 sqft Deck
Patio Area168 sqft Patio
PorchOpen Porch
Porch Area156 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number36674
Street Address386 FERRY RD
CityFREDERICKSBURG
StateVA
Zip22405-2877
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 92 SEC 3 15186 SQFT BLYTHEDALE
Legal SubdivisionBLYTHEDALE SEC 3
Legal Block1
Legal Lot Number92
JurisdictionSTAFFORD VA
Minor Civil DivisionGEORGE WASHINGTON
Census Blockgroup1
Census Block1040
Census Tract10406

Owner

Source: Stafford County records · APN 54V-3-92

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address386 FERRY RD, FREDERICKSBURG, VA 22405-2877
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Deed, Transfer · Conventional Mortgage
HOMETOWN EQUITY MORTGAGE
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LAKEVIEW LN SERVICING
Sep 25, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING
Jun 22, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2026 · Amount on Record
Deed SaleJun 08, 2026 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Doc Number20268314
Record RefreshedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSTAFFORD VA
Recording DateJun 08, 2026
Property Address386 FERRY RD, FREDERICKSBURG, VA 22405-2877
Document Number0000008314
Instrument DateJun 08, 2026
Instrument20268314
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyUNITED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$50,500.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 FERRY RD, FREDERICKSBURG, VA 22405-2877

Mortgage

Document Number0000008315,
DateJun 08, 2026
Instrument20268315
Lender
NameHOMETOWN EQUITY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address386 FERRY RD, FREDERICKSBURG, VA 22405-2877
Document Number200028534
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 FERRY RD FREDERICKSBURG VA 224052877, FREDERICKSBURG, VA 22405-2877

Mortgage

Document Number200028534
DateOct 28, 2020
Instrument28534
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 27, 2050
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address386 FERRY RD, FREDERICKSBURG, VA 22405-2877
Document Number190017516
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 FERRY RD FREDERICKSBURG VA 224052877, FREDERICKSBURG, VA 22405-2877

Mortgage

Document Number190017516
DateOct 01, 2019
Instrument17516
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJun 22, 2018
Property Address386 FERRY RD, FREDERICKSBURG, VA 22405-2877
Document Number180010315
Instrument DateJun 21, 2018
Instrument10315
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 FERRY RD FREDERICKSBURG VA 224052877, FREDERICKSBURG, VA 22405-2877

Mortgage

Document Number180010316
DateJun 22, 2018
Instrument10316
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$411,900 (+11.44%) Land $120,000 Building $291,900$411,900 (+11.44%) Land $120,000 Building $291,900
2024$3,734.00 (+6.93%)
2023$3,492.00 (+24.14%)$369,600 Land $105,000 Building $264,600$369,600 Land $105,000 Building $264,600
2021$2,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ferry Rd

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