386 E Valley Cir, Grand Junction, CO 81507 Property Records

Mesa County property record for 386 E Valley Cir, Grand Junction, CO 81507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1980
Lot Size	0.077 acres (3,345 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2018)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2945-201-12-015`

Property Details

APN / Parcel Number

Primary APN	`2945-201-12-015`
Alternative APN	`R067727`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	788 sqft
Basement Area	788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,345 sqft (0.077 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	Deck Area
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R067727
Street Address	386 E VALLEY CIR
City	GRAND JUNCTION
State	CO
Zip	81507-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 1/2 OF LOT 5A BLK 20 THE RIDGES FIL NO 4 SEC 20 1S 1W AS DESC IN B-1266 P-283 MESA CO RECORDS
Legal Range	001
Legal Township	01S
Legal Section	20
Legal Subdivision	RIDGES FIL NO 4
Legal Block	20
Legal Lot Number	5A
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	3
Census Block	3025
Census Tract	1404

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 E VALLEY CIR, GRAND JUNCTION, CO 81507-4645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 24, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	20182852313
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	386 E VALLEY CIR, GRAND JUNCTION, CO 81507-4645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002963117
Date	Jan 25, 2021
Instrument	2963117

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 24, 2018
Property Address	386 E VALLEY CIR, GRAND JUNCTION, CO 81507-4645
Document Number	0002852313
Instrument Date	Aug 22, 2018
Instrument	2852313
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 E VALLEY CIR, GRAND JUNCTION, CO 81507-4645

Mortgage

Document Number	0002852314
Date	Aug 24, 2018
Instrument	2852314

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+43.99%)	$19,990 (+41.07%) Land $4,380 Building $15,610	$319,750 (+51.15%) Land $70,000 Building $249,750
2024	$982.00 (+0.51%)	$14,170 (-) Land $2,920 Building $11,250
2023	$977.00 (-9.2%)	$14,170 (-7.69%) Land $2,920 Building $11,250	$211,550 (-4.19%) Land $43,650 Building $167,900
2022	$1,076.00	$15,350 Land $2,780 Building $12,570
2021			$220,810 Land $40,000 Building $180,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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