386 E Queen St, Chambersburg, PA 17201 Property Records

Franklin County property record for 386 E Queen St, Chambersburg, PA 17201

Property Summary

Property TypeApartments (5+ Units)
Details1 ba · 1,482 sqft · built 1870
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Last Sale$119,000 (Feb 2022)
Tax Bill$2,236 (2026)
Deeds & MortgagesMar 2023 Sale
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-1E2-82

Property Details

APN / Parcel Number

Primary APN03-1E2-82
Alternative APN
  • 03-1E02.-082.-000000

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,482 sqft Total Area

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleColonial
Exterior MaterialBrick
Lot Area7,841 sqft (0.18 acres)
PorchSlab

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address386 E QUEEN ST
CityCHAMBERSBURG
StatePA
Zip17201-2337
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionLOT #13
Legal SubdivisionDRAUGHT OF LOTS
Legal Lot Number13
JurisdictionFRANKLIN PA
Township / Civil DivisionCHAMBERSBURG
Census Block Group2
Census Block2020
Census Tract10900

Owner

386 E Queen St, a residential property, is owned by a company that bought it in February 2022.

Source: Franklin County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address13081 WHISPERING SPRING DR, GREENCASTLE, PA 17225-8683
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed, Transfer
Feb 4, 2022Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Jul 11, 2019Deed of Trust, Mortgage · Conventional with PMI
FARMERS & MERCHANTS TR/CHAMBER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on File
Deed SaleFeb 4, 2022 · Amount on File
Prior SaleNov 10, 2014 · Amount on File
Deed Document Number20222995
Record UpdatedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN PA
Recording DateMar 13, 2023
Property Address386 E QUEEN ST, CHAMBERSBURG, PA 17201-2337
Document Number0000004693
Map ReferenceDOC 2022-02995
Instrument DateMar 9, 2023
Instrument202304693
Transaction TypeTransfer
Record UpdatedJul 17, 2023

Transaction

AmountAmount on Record
Tax$1,163.57
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 E QUEEN ST, CHAMBERSBURG, PA 17201-2337

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN PA
Recording DateFeb 4, 2022
Property Address386 E QUEEN ST, CHAMBERSBURG, PA 17201-2337
Document Number0000002995
Instrument DateFeb 3, 2022
Instrument202202995
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyNOT AVAILABLE, PA REAL ESTATE SETTLEMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13801 WHISPERING SPRING DRIVE, GREENCASTLE, PA 17225

Mortgage

Document Number0000002996
DateFeb 4, 2022
Instrument202202996
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN PA
Property Address386 E QUEEN ST, CHAMBERSBURG, PA 17201-2337
Document Number0000012523
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1013 KUNKLE DR CHAMBERSBURG PA 172028518, CHAMBERSBURG, PA 17202-8518

Mortgage

Document Number0000012523
DateJul 11, 2019
Instrument12523
Lender
NameFARMERS & MERCHANTS TR/CHAMBER
AddressCHAMBERSBURG, PA 17201
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 386 E Queen St was $2,236, up 2% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyFranklin County
MunicipalityChambersburg Borough
Unified School DistrictChambersburg Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,236.00 (+2.01%)$11,050 Land $1,100 Building $9,950
2025$2,192.00 (+4.28%)
2024$2,102.00 (+2.64%)$11,050 (-) Land $1,100 Building $9,950
2023$2,048.00$11,050 Land $1,100 Building $9,950
$11,050 Land $1,100 Building $9,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 386 E Queen St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1995–2025)
Claims Outside the SFHA2 of 10
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 386 E Queen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAMBERSBURG BORO WATER SYS
serves 31,048 people · EPA ID PA7280005
Water SourceSurface water
Last State InspectionFeb 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
PA.net
Fixed Wireless · not low latency
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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